Moving on from Axis

[avd2]

Hi,
I currently hold Axis magnus and their customer service is just disgusting. So planning to move on from axis cards.
My spend around 10 lacs on avg on my credit cards with significant spend on air tickets (mostly domestic)
I currently hold
amazon pay icici
indigo hdfc (hardly use)
Indusind legend (hardly use)

Planning to get HDFC and AMEX cards to replace magnus. Please suggest :
1. Should I go for trifecta or anything else in AMEX?
2. Which HDFC card should I apply for? Tata Neu or any core card?
3. Any other card I should look at?
4. What should I do with 100k ER points that I have accumulated with Magnus?

 

[techt]

Infinia could be your right choice.

cc : @S S V @DocFixIt

 

[avd2]

Infinia could be your right choice.

cc : @S S V @DocFixIt

But that's by invite only ?

 

[techt]

But that's by invite only ?

Let's here it from the legends.

 

[Vasuki]

Hi,
I currently hold Axis magnus and their customer service is just disgusting. So planning to move on from axis cards.
My spend around 10 lacs on avg on my credit cards with significant spend on air tickets (mostly domestic)
I currently hold
amazon pay icici
indigo hdfc (hardly use)
Indusind legend (hardly use)

Planning to get HDFC and AMEX cards to replace magnus. Please suggest :
1. Should I go for trifecta or anything else in AMEX?
2. Which HDFC card should I apply for? Tata Neu or any core card?
3. Any other card I should look at?
4. What should I do with 100k ER points that I have accumulated with Magnus?

1- yes you should take amex gold charge or travel .. then mrcc comes as surrogate

2- apply for dcb but even if u get regalia in 6 month u can move to dcb then Infinia.
Hdfc is pricky about l.e & variant change .
So getting amex travel is much easier .

Get amex c2c via magnus.. would be easy
Never take co branded card .. for now just take one core card dcb or regalia.
Even Millniea is decent cashback card ( just decent not great - @D₹V will add u in group if u get Millniea cc

3- other cards - sbi cashback card, kotak legend/ Myntra for upi spends

4- no idea ..other will answer

 

[Zacobite]

But that's by invite only ?

try for it else get DCB Metal.. and amex plat travel...

 

[sadhunath]

then mrcc comes as surrogate

Are you sure? Recenly, I asked Amex CC about complementary cards, and she denied it. She claims complementary cards are no longer offered.

 

[Vasuki]

Are you sure? Recenly, I asked Amex CC about complementary cards, and she denied it. She claims complementary cards are no longer offered.

@BestBanker can answer better

 

[BestBanker]

Are you sure? Recenly, I asked Amex CC about complementary cards, and she denied it. She claims complementary cards are no longer offered.

Not immediately after getting an Amex card unless you have a plat charge. That's offered based on the CM profile and usage / Repayments .
At the same time there is no such guaranteed thing

 

[sadhunath]

Not immediately after getting an Amex card unless you have a plat charge.

I'm holding Plat Travel for 3 years. 3 years might be too low for them to issue a complementary card.

 

[BestBanker]

I'm holding Plat Travel for 3 years. 3 years might be too low for them to issue a complementary card.

Did they promise you that you will be getting a complimentary or companion card ?
This question might sound harsh but why do you expect banks to offer something that will dent their profits.
Move over if you do 1.5L spends MRCC becomes free anyway bro