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Most happening scam at Branches - Be aware

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itzmycard said:
Surprisingly BoB branch at my location is an exception. The account opening form is only 2 full pages
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Union bank is good in this regard.

The even print the account opening form at that time prefilled with the values you provide. I love the process honestly, didn’t need to fill any details. They fetched all details from aadhar and pan and I just had to sign.
 
pikashinchu said:
Union bank is good in this regard.

The even print the account opening form at that time prefilled with the values you provide. I love the process honestly, didn’t need to fill any details. They fetched all details from aadhar and pan and I just had to sign.
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That is only for udaan account, not for other variants
 
Ram1 said:
This is regarding the Insurance/schemes related while opening offline account.

So this week, I visit the branch of Bank of xxxxxxxx and asked boy to give me account opening booklet. I was filling, suddenly shocked to see 4 forms of different schemes attached like pension scheme, ppf, insurance etc...
I asked what are these ,i dont want. He said its govt bank, these are mandatory to open bank account. I dont want i said.

Then he told me to ask Deputy BM ,i asked him just i want account, no need schemes. He said atleast 1 is mandatory sir. Do u have circular regarding that? I dont want any schemes , will u open or not? I asked

He then asked office boy to remove those 4 pages from booklet.
And opened account without any schemes.

I feel bad for old age people, uneducated people who are opening accounts in that branch. Literally 4 unwanted forms got attached to account opening form. They dont have any ethics.
Hope they pay price for the unethical things they are doing

So Be aware and read every form before opening account. Dont belive in their words,nothing is mandatory.
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Same story, even BM trying to convince me that I shud take, it’s for advantage only, without much fees. I clearly said I don’t want anything extra which I don’t like
 
pikashinchu said:
Bro online mei issues aate hai, kabhi kuch nhi chalta kabhi kuch ye indian boi etc etc ka

Ye banks offline he chalte sahi, mere saath to yehi hua tha
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Correct. PNB online opened account can't access PNB one app (until re-linking is done by branch), set upi pin using aadhar, and signature wasn't updated as well.

CBI and Canara account will be frozen if you don't visit branch for offline KYC.
 
Anupama_Jha said:
Correct. PNB online opened account can't access PNB one app (until re-linking is done by branch), set upi pin using aadhar, and signature wasn't updated as well.
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Vahi aisi cheeje mere saath bahot ho chuki isliye mereko tha offline he jaake karlu, kam se Kam haatho haath sab ho to jayega
1 day I visited 4 banks like this 1by1 and sab ka hogya tha 🙂
 
Ram1 said:
No bro not all banks vave issues with online accounts.

So far I successfully opened canara,kotak,tmb,karnataka, bob, iob.

Only some bekar banks have worst online account opening like boi,indian
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Tmb and karnataka, are they worth it to open online for rsdc?

Asking genuinely, unki branch sayad idhar kahi hai nhi isliye
 
Anupama_Jha said:
Correct. PNB online opened account can't access PNB one app (until re-linking is done by branch), set upi pin using aadhar, and signature wasn't updated as well.

CBI and Canara account will be frozen if you don't visit branch for offline KYC.
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Pnb u cant access even with offline account until dc arrives.
They have weird rule, we need to send one sms to link mobile number to account within 24hours of account opening.
If not done, have to visit branch to link number.

Canara for me and many others ,not asked any offline kyc. All accs working perfectly.

CBI has very very very weird policy. They do physical verification for online accounts
 
Amit_1 said:
Recently I need to fill a complete form of ~8 pages for udaan account
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Yes first they will ask u to fill those 8 pages form manually which they actually dont need. Dumb lazy fellows.
They will enter details in system using that filled form and throw away.
Actual form comes from computer print.

Psus love to irritate us
 
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