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Misbehavior and Discrimination at SBI Branch Manager

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tempmirzaa

tempmirzaa

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Bhai log, main kal (yesterday) SBI local branch gaya personal loan ke liye. Jab maine loan ka purpose bataya ki home construction ke liye chahiye, toh manager ne bola:

"Tum personal loan kyon le rahe ho? Main tumhe home loan dunga. Kal aa jana aur ghar ke documents le aana."

Maine usse bola ki hamare area mein 2004 ke baad municipality permission letter milna band ho gaya hai, sirf purane documents hi hain. Usne bola koi problem nahi, le aana.

Main aaj subah dobara gaya aur sab home documents dikhaye. Dekhne ke baad usne bola:

"Tumhare paas municipality permission letter nahi hai, isliye hum loan nahi de sakte."

Tab maine bola: "Thik hai, aap mujhe personal loan de do. Main ek salaried person hoon.
Meri salary ₹95,245 hai, CIBIL score 777 hai, 10 saal ka credit history hai, Form 16 hai, salary slips aur bank statement bhi dunga."

Tab manager ne gusse mein jawab diya:
"Humein private employee ki salary se koi lena dena nahi. Humein sirf government employee chahiye.
Private employee humare liye useless hain, unka koi guarantee nahi hota. Aaj kaam kar rahe hain, kal naukri chali jaayegi.
Private employee joker hote hain, hum unpe trust nahi karte."

Maine usse bola: "Aap yeh sab likh kar paper pe do."
Toh usne seedha mana kar diya aur bola:

"Private employees ko hum personal loan nahi dete."

Jab maine bola ki main aapki complaint higher authorities aur RBI mein dunga, toh usne jawab diya:

"Humein koi farak nahi padta. Jaake jo karna hai kar lo."

Isliye bade bade log default karke ja rahe yah log khamosh baith rahe hain
 
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tempmirzaa said:
Bhai log, main kal (yesterday) SBI local branch gaya personal loan ke liye. Jab maine loan ka purpose bataya ki home construction ke liye chahiye, toh manager ne bola:

"Tum personal loan kyon le rahe ho? Main tumhe home loan dunga. Kal aa jana aur ghar ke documents le aana."

Maine usse bola ki hamare area mein 2004 ke baad municipality permission letter milna band ho gaya hai, sirf purane documents hi hain. Usne bola koi problem nahi, le aana.

Main aaj subah dobara gaya aur sab home documents dikhaye. Dekhne ke baad usne bola:

"Tumhare paas municipality permission letter nahi hai, isliye hum loan nahi de sakte."

Tab maine bola: "Thik hai, aap mujhe personal loan de do. Main ek salaried person hoon.
Meri salary ₹95,245 hai, CIBIL score 777 hai, 10 saal ka credit history hai, Form 16 hai, salary slips aur bank statement bhi dunga."

Tab manager ne gusse mein jawab diya:
"Humein private employee ki salary se koi lena dena nahi. Humein sirf government employee chahiye.
Private employee humare liye useless hain, unka koi guarantee nahi hota. Aaj kaam kar rahe hain, kal naukri chali jaayegi.
Private employee joker hote hain, hum unpe trust nahi karte."

Maine usse bola: "Aap yeh sab likh kar paper pe do."
Toh usne seedha mana kar diya aur bola:

"Private employees ko hum personal loan nahi dete."

Jab maine bola ki main aapki complaint higher authorities aur RBI mein dunga, toh usne jawab diya:

"Humein koi farak nahi padta. Jaake jo karna hai kar lo."

Isliye bade bade log default karke ja rahe yah log khamosh baith rahe hain
Click to expand...
Some people are like that only. At the moment don't waste your energy there.

First try with HDFC, ICICI, Axis, and IDFC in that order. Then try other banks (including PSUs) whichever u feel comfortable or have account with.

Things are changing...
 
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tempmirzaa said:
Bhai log, main kal (yesterday) SBI local branch gaya personal loan ke liye. Jab maine loan ka purpose bataya ki home construction ke liye chahiye, toh manager ne bola:

"Tum personal loan kyon le rahe ho? Main tumhe home loan dunga. Kal aa jana aur ghar ke documents le aana."

Maine usse bola ki hamare area mein 2004 ke baad municipality permission letter milna band ho gaya hai, sirf purane documents hi hain. Usne bola koi problem nahi, le aana.

Main aaj subah dobara gaya aur sab home documents dikhaye. Dekhne ke baad usne bola:

"Tumhare paas municipality permission letter nahi hai, isliye hum loan nahi de sakte."

Tab maine bola: "Thik hai, aap mujhe personal loan de do. Main ek salaried person hoon.
Meri salary ₹95,245 hai, CIBIL score 777 hai, 10 saal ka credit history hai, Form 16 hai, salary slips aur bank statement bhi dunga."

Tab manager ne gusse mein jawab diya:
"Humein private employee ki salary se koi lena dena nahi. Humein sirf government employee chahiye.
Private employee humare liye useless hain, unka koi guarantee nahi hota. Aaj kaam kar rahe hain, kal naukri chali jaayegi.
Private employee joker hote hain, hum unpe trust nahi karte."

Maine usse bola: "Aap yeh sab likh kar paper pe do."
Toh usne seedha mana kar diya aur bola:

"Private employees ko hum personal loan nahi dete."

Jab maine bola ki main aapki complaint higher authorities aur RBI mein dunga, toh usne jawab diya:

"Humein koi farak nahi padta. Jaake jo karna hai kar lo."

Isliye bade bade log default karke ja rahe yah log khamosh baith rahe hain
Click to expand...
Register an online complaint against that BM.

::CRM::

crcf.bank.sbi crcf.bank.sbi

If they don't help then register a complaint in RBI Banking Ombudsman.
 
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RAMESH BABU N said:
RBI may not interfere in Credit decisions.
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The BM seems to be high on a power trip. Giving or not giving loan is one thing but deaming all private employees as "jokers" is totally unjustified. Definitely give a complain about this BM and make some noise in twitter too. I am sure once he gets the superiors' bamboo then it will humble him down. A few rotten apples like this BM is the reason why SBI is having a PR nightmare in improving its image regarding their poor customer service. It spoils the name of other hardworking sbi employees too. One of my relatives faced such demeanor from an Indian bank offer while applying for a loan. He escalated the complain till RBIO and that offer was berated by his AGM and transferred to a rural office.
 
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bhai zindagi mein aisi kya majboori hain ki SBI se hee loan chahiye.....SBI treat its customer like भेड़ बकरी....Bus, Train, ladki aur SBI के पीछे कभी मत भागो...Take loan from SBI, if are planning to default like Vijay Mallya and SBI will write off
 
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sunit123 said:
bhai zindagi mein aisi kya majboori hain ki SBI se hee loan chahiye.....SBI treat its customer like भेड़ बकरी....Bus, Train, ladki aur SBI के पीछे कभी मत भागो...Take loan from SBI, if are planning to default like Vijay Mallya and SBI will write off
Click to expand...
🤣 SBI is losing crores of customer deposits because if its poor image. Even those who have their salary accounts in sbi are transferring the money to other bank accounts as soon as the salary comes to get better service elsewhere. Had they focused more improving customer services rather than mere branch network expansion then they would have easily overtaken HDFC bank long back.
 
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send a rti asking for details
1) whether the private salaried person can get personal loan or not
2) can branch manager denied personal loan to salaried personal if provided all the details
3) can branch manager mock a private salaried class person and can call them joker
4) can branch manager say to a customer "jo karna hai karlo, main toh regional manager ki bhi nahin sunta"
5) does branch manager of this branch knows about this rule?
6) what kind of action can be taken if branch manager have done this on so and so date and time,

pay 10 rs and ask for details, that branch manager will personally call you and beg you to take back rti.
 
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rocky said:
send a rti asking for details
1) whether the private salaried person can get personal loan or not
2) can branch manager denied personal loan to salaried personal if provided all the details
3) can branch manager mock a private salaried class person and can call them joker
4) can branch manager say to a customer "jo karna hai karlo, main toh regional manager ki bhi nahin sunta"
5) does branch manager of this branch knows about this rule?
6) what kind of action can be taken if branch manager have done this on so and so date and time,

pay 10 rs and ask for details, that branch manager will personally call you and beg you to take back rti.
Click to expand...
SBI will only reply to #1 with simple YES

Rest all questions does not come under RTI
 
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