Messed up with KIWI Yes Bank application

[Ekavya]

I got option to apply KIWI YES BANK Credit card. While applying I noticed that for PIN Code was locked (PIN Code was of my nearest Metro city). So I took my chance and entered my real address though the PIN was of that Metro city. I did same with the office address but left one line black as I put it in the previous line. Now I got an email to send complete address without changing KYC. So I don't know what I have to do? Should I enter my real address followed by PIN oF NEAREST Metro city? Or my real address? Or they are gonna reject it as PIN and real address doesn't match?

 

[NABNAB is verified member.]

Anyways, they're gonna verify things during the eKYC and Aadhaar authentication. Better provide the correct details to them for the process.

 

[Ekavya]

Anyways, they're gonna verify things during the eKYC and Aadhaar authentication. Better provide the correct details to them for the process.

Then I couldn't understand the reason for them to Block PIN code for the Metro city!

 

[Ekavya]

Any help guyes? Should I cancel it?

 

[Sahil_07]

You should have put your original address acc to your cibil report.
Then you can change the pin code only.Give something that is in servicable area.
In this way you can get any credit card.
You will receive call from Post Office then tell the exact pin code. They will modify and send them to your original address 🗿😂

 

[NABNAB is verified member.]

Then I couldn't understand the reason for them to Block PIN code for the Metro city!

Probably fetched from your CIBIL. You used to have that pin code as an address for any of your other cards/loan?

Anyways, just submit the correct details and let them do the hard work.

 

[Ekavya]

Probably fetched from your CIBIL. You used to have that pin code as an address for any of your other cards/loan?

Anyways, just submit the correct details and let them do the hard work.

You should have put your original address acc to your cibil report.
Then you can change the pin code only.Give something that is in servicable area.
In this way you can get any credit card.
You will receive call from Post Office then tell the exact pin code. They will modify and send them to your original address 🗿😂

Actually earlier when I applied for this card after entering my real PIN code. PIN code wasn't serviceable. This time after they blocked the PIN code for metro city I thought they are trying to make sure I enter a Serviceable PIN. I hoped that I can enter this mixed address and get this card approved. But it's messed up now.

 

[NABNAB is verified member.]

Actually earlier when I applied for this card after entering my real PIN code. PIN code wasn't serviceable. This time after they blocked the PIN code for metro city I thought they are trying to make sure I enter a Serviceable PIN. I hoped that I can enter this mixed address and get this card approved. But it's messed up now.

If you are in a non-servicable area, just let it go. There are plenty of other good cards.

 

[Garbageyard]

@Ekavya when did you first apply for this card and after how many months did you get a chance to apply again? I too messed up due to PIN code. This happened in first week of Jan'25. Till now, I don't see any option to reapply. Also, what happened with your second attempt finally?

 

[Ekavya]

@Ekavya when did you first apply for this card and after how many months did you get a chance to apply again? I too messed up due to PIN code. This happened in first week of Jan'25. Till now, I don't see any option to reapply. Also, what happened with your second attempt finally?

May be after 4-6 months. Can't remember. In my 2nd attempt the PIN code was locked for my nearest Metro City. So I decied to try on much luck and entered my actual address along with the PIN code of metry city. They declined the application for address.