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Lounge access comparison

Post number 1 has been selected as best answer.

VGisHere

TF Premier
VIP Lounge
This came in one of other posts, so I thought to put the information in 1 place for quick glance.
Thanks to @anirban.choudhury for the insights

Will keep adding/updating the table below!
Please do share relevant info and correct if inadvertently any wrong info is posted :)


PS: Would likely want to restrict to cards that fulfil either of -
  • having both international as well as domestic access, OR
  • those with Unlimited access in either category, OR
  • those with complimentary guest access

Card NameFees (in INR)Welcome/Renewal BenefitDomesticInternationalAdd-on cardholdersGuests
HDFC Infinia12.5k + 2.25k = 14.75k12.5k RPUnlimitedUnlimited via PPYes
Axis Reserve50k + 9k = 59k50k Edge RPUnlimitedUnlimited via PPYes12/yr
IndusInd Pioneer Heritage Metal90k + 25k/annually OR 1.8LOberoi vouchers (1L)UnlimitedUnlimited via PPYes
HDFC DCB10k + 1.8k = 11.8kMultiple subscriptionsUnlimitedUnlimited via Diners NetworkYes
Amex Platinum Charge60 + 10.8k = 70.8kUnlimited via Centurion, PP, Escape, othersUnlimited via Centurion, PP, Escape, othersYes
Kotak White Reserve12.5k + 2.25k = 14.75kUnlimitedUnlimited via DreamfolksYes
Yes Private50k + 9k = 59kUnlimitedUnlimited via LoungeKeyYes10/yr
Yes Private Prime20k + 3.6k = 23.6k (Joining)
10k + 1.8k = 11.8k (Renewal)
Oberoi Voucher 9k (W+R)
10k RP (W)
UnlimitedUnlimited via LoungeKeyYes1/Qtr
IndusInd Indulge45k + 8.1k = 53.1k6/QtrUnlimited via PPWebsite - No
CSR - Yes
So, cross-check needed
Axis Magnus10k + 1.8k = 11.8k
12.5k + 2.25k = 14.75k
12.5k TataCliq/Yatra Voucher
No renewal vouchers
UnlimitedUnlimited via PPNot for International
BoB Eterna2.5k + 0.45k = 2.95kUnlimitedNAYes
ICICI Emeralde12k + 2.16k = 14.16kUnlimitedUnlimited via DreamfolksNot for international
ICICI Emirates Emeralde10k + 1.8k = 11.8kUnlimitedUnlimited via DreamfolksNot for international
IDBI Euphoria World1.5k + 0.27k = 1.77kUnlimited-
Axis Atlas5k + 0.9k = 5.9k8-18 / yr (Spend Based)4-12 / yr (Spend Based)
Axis Select3k + 0.54k = 3.54k2 / Qtr6 / yrNo
SC Ultimate6 / yr4 / yr
SC Easemytrip350 + 63 = 4134 / yr2 / yr
HSBC Premier Mastercard6 / yr2 / yr
SBI Club Vistara Prime3k + 0.54k = 3.54k1 premium economy ticket in Vistara
CV Silver tier
2 / Qtr4 / yr (Capped to 2 / Qtr)
IDFC Club Vistara5k + 0.9k = 5.9k1 premium economy ticket in Vistara
1 upgrade voucher
CV Silver tier
2 / Qtr1 / Qtr
IndusInd Club Vistara40k + 7.2k = 47.2k (J)
10k + 1.8k = 11.8k (R)
1 business class ticket
CV Gold Tier
25k Voucher (Joining)
1 / Qtr4 / Qtr
Axis Samsung Infinite5k + 0.9k = 5.9k30k ERPs (Joining)8 / yr6 / yr
ScapiaLTF-Unlimited (subject to 5k spend in prev month)-
HDFC RegaliaUsually LTF-12/yr6/yrYes
IDFC WealthLTF-4/Qtr (subject to 5k spend in prev month)4/Qtr (subject to 5k spend in prev month)Yes
Federal CelestaLTF-4/Qtr2/yr via LoungeKey
HDFC Tata Neu Infinity1.5k+0.27k = 1.77k
OR LTF
-2/Qtr1/Qtr via PPYes
AU ZenithPossibly LTF-4/Qtr2/Qtr via PPYes
AU VettaPossibly LTF-1/Qtr1/Qtr via PPYes
 
Last edited:

insight

TF Ace
Any ideas if we could insert Gdrive sheet or Excel on OneDrive here in view only table format?

I too agree to add filters. Additionally, more people could suggest edits that would help maintain the list
I am sure thats possible, but even LINK would be fine to open, and add comments on it.
 

percolate

TF Buzz
This came in one of other posts, so I thought to put the information in 1 place for quick glance.
Thanks to @anirban.choudhury for the insights

Will keep adding/updating the table below!
Please do share relevant info and correct if inadvertently any wrong info is posted :)


PS: Would likely want to restrict to cards that fulfil either of -
  • having both international as well as domestic access, OR
  • those with Unlimited access in either category, OR
  • those with complimentary guest access

Card NameFees (in INR)Welcome/Renewal BenefitDomesticInternationalAdd-on cardholdersGuests
HDFC Infinia12.5k + 2.25k = 14.75k12.5k RPUnlimitedUnlimited via PPYes
Axis Reserve50k + 9k = 59k50k Edge RPUnlimitedUnlimited via PPYes12/yr
IndusInd Pioneer Heritage Metal90k + 25k/annually OR 1.8LOberoi vouchers (1L)UnlimitedUnlimited via PPYes
HDFC DCB10k + 1.8k = 11.8kMultiple subscriptionsUnlimitedUnlimited via Diners NetworkYes
Amex Platinum Charge60 + 10.8k = 70.8kUnlimited via Centurion, PP, Escape, othersUnlimited via Centurion, PP, Escape, othersYes
Kotak White Reserve12.5k + 2.25k = 14.75kUnlimitedUnlimited via DreamfolksYes
Yes Private50k + 9k = 59kUnlimitedUnlimited via LoungeKeyYes10/yr
Yes Private Prime20k + 3.6k = 23.6k (Joining)
10k + 1.8k = 11.8k (Renewal)
Oberoi Voucher 9k (W+R)
10k RP (W)
UnlimitedUnlimited via LoungeKeyYes1/Qtr
IndusInd Indulge45k + 8.1k = 53.1k6/QtrUnlimited via PPWebsite - No
CSR - Yes
So, cross-check needed
Axis Magnus10k + 1.8k = 11.8k
12.5k + 2.25k = 14.75k
12.5k TataCliq/Yatra Voucher
No renewal vouchers
UnlimitedUnlimited via PPNot for International
BoB Eterna2.5k + 0.45k = 2.95kUnlimitedNAYes
ICICI Emeralde12k + 2.16k = 14.16kUnlimitedUnlimited via DreamfolksNot for international
ICICI Emirates Emeralde10k + 1.8k = 11.8kUnlimitedUnlimited via DreamfolksNot for international
IDBI Euphoria World1.5k + 0.27k = 1.77kUnlimited-
Axis Atlas5k + 0.9k = 5.9k8-18 / yr (Spend Based)4-12 / yr (Spend Based)
Axis Select3k + 0.54k = 3.54k2 / Qtr6 / yrNo
SC Ultimate6 / yr4 / yr
SC Easemytrip350 + 63 = 4134 / yr2 / yr
HSBC Premier Mastercard6 / yr2 / yr
SBI Club Vistara Prime3k + 0.54k = 3.54k1 premium economy ticket in Vistara
CV Silver tier
2 / Qtr4 / yr (Capped to 2 / Qtr)
IDFC Club Vistara5k + 0.9k = 5.9k1 premium economy ticket in Vistara
1 upgrade voucher
CV Silver tier
2 / Qtr1 / Qtr
IndusInd Club Vistara40k + 7.2k = 47.2k (J)
10k + 1.8k = 11.8k (R)
1 business class ticket
CV Gold Tier
25k Voucher (Joining)
1 / Qtr4 / Qtr
Axis Samsung Infinite5k + 0.9k = 5.9k30k ERPs (Joining)8 / yr6 / yr
ScapiaLTF-Unlimited (subject to 5k spend in prev month)-
HDFC RegaliaUsually LTF-12/yr6/yrYes
IDFC WealthLTF-4/Qtr (subject to 5k spend in prev month)4/Qtr (subject to 5k spend in prev month)Yes
Federal CelestaLTF-4/Qtr2/yr via LoungeKey
HDFC Tata Neu Infinity1.5k+0.27k = 1.77k
OR LTF
-2/Qtr1/Qtr via PPYes
AU ZenithPossibly LTF-4/Qtr2/Qtr via PPYes
AU VettaPossibly LTF-1/Qtr1/Qtr via PPYes
HSBC Premier MasterCard has 6/Qtr not 6/year. Also a separate and same quota available for add-on cards.
Update: From Dec 1, 2023, The primary and add-on card holders get unlimited domestic and international lounge access with 8 guest visits per year.
 
Last edited:

hs23

TF Ace
VIP Lounge
This came in one of other posts, so I thought to put the information in 1 place for quick glance.
Thanks to @anirban.choudhury for the insights

Will keep adding/updating the table below!
Please do share relevant info and correct if inadvertently any wrong info is posted :)


PS: Would likely want to restrict to cards that fulfil either of -
  • having both international as well as domestic access, OR
  • those with Unlimited access in either category, OR
  • those with complimentary guest access

Card NameFees (in INR)Welcome/Renewal BenefitDomesticInternationalAdd-on cardholdersGuests
HDFC Infinia12.5k + 2.25k = 14.75k12.5k RPUnlimitedUnlimited via PPYes
Axis Reserve50k + 9k = 59k50k Edge RPUnlimitedUnlimited via PPYes12/yr
IndusInd Pioneer Heritage Metal90k + 25k/annually OR 1.8LOberoi vouchers (1L)UnlimitedUnlimited via PPYes
HDFC DCB10k + 1.8k = 11.8kMultiple subscriptionsUnlimitedUnlimited via Diners NetworkYes
Amex Platinum Charge60 + 10.8k = 70.8kUnlimited via Centurion, PP, Escape, othersUnlimited via Centurion, PP, Escape, othersYes
Kotak White Reserve12.5k + 2.25k = 14.75kUnlimitedUnlimited via DreamfolksYes
Yes Private50k + 9k = 59kUnlimitedUnlimited via LoungeKeyYes10/yr
Yes Private Prime20k + 3.6k = 23.6k (Joining)
10k + 1.8k = 11.8k (Renewal)
Oberoi Voucher 9k (W+R)
10k RP (W)
UnlimitedUnlimited via LoungeKeyYes1/Qtr
IndusInd Indulge45k + 8.1k = 53.1k6/QtrUnlimited via PPWebsite - No
CSR - Yes
So, cross-check needed
Axis Magnus10k + 1.8k = 11.8k
12.5k + 2.25k = 14.75k
12.5k TataCliq/Yatra Voucher
No renewal vouchers
UnlimitedUnlimited via PPNot for International
BoB Eterna2.5k + 0.45k = 2.95kUnlimitedNAYes
ICICI Emeralde12k + 2.16k = 14.16kUnlimitedUnlimited via DreamfolksNot for international
ICICI Emirates Emeralde10k + 1.8k = 11.8kUnlimitedUnlimited via DreamfolksNot for international
IDBI Euphoria World1.5k + 0.27k = 1.77kUnlimited-
Axis Atlas5k + 0.9k = 5.9k8-18 / yr (Spend Based)4-12 / yr (Spend Based)
Axis Select3k + 0.54k = 3.54k2 / Qtr6 / yrNo
SC Ultimate6 / yr4 / yr
SC Easemytrip350 + 63 = 4134 / yr2 / yr
HSBC Premier Mastercard6 / yr2 / yr
SBI Club Vistara Prime3k + 0.54k = 3.54k1 premium economy ticket in Vistara
CV Silver tier
2 / Qtr4 / yr (Capped to 2 / Qtr)
IDFC Club Vistara5k + 0.9k = 5.9k1 premium economy ticket in Vistara
1 upgrade voucher
CV Silver tier
2 / Qtr1 / Qtr
IndusInd Club Vistara40k + 7.2k = 47.2k (J)
10k + 1.8k = 11.8k (R)
1 business class ticket
CV Gold Tier
25k Voucher (Joining)
1 / Qtr4 / Qtr
Axis Samsung Infinite5k + 0.9k = 5.9k30k ERPs (Joining)8 / yr6 / yr
ScapiaLTF-Unlimited (subject to 5k spend in prev month)-
HDFC RegaliaUsually LTF-12/yr6/yrYes
IDFC WealthLTF-4/Qtr (subject to 5k spend in prev month)4/Qtr (subject to 5k spend in prev month)Yes
Federal CelestaLTF-4/Qtr2/yr via LoungeKey
HDFC Tata Neu Infinity1.5k+0.27k = 1.77k
OR LTF
-2/Qtr1/Qtr via PPYes
AU ZenithPossibly LTF-4/Qtr2/Qtr via PPYes
AU VettaPossibly LTF-1/Qtr1/Qtr via PPYes
This list is missing Atlas card - which has 4 to 12 guest lounge access. Any other card that gives good guest lounge access but missing in this list?
 

GypsySoul

TF Buzz
HSBC Premier MasterCard has 6/Qtr not 6/year. Also a separate and same quota available for add-on cards.
Update: From Dec 1, 2023, The primary and add-on card holders get unlimited domestic and international lounge access with 8 guest visits per year.
Are you sure add on card holders also get unlimited domestic and international lounge access? It's not mentioned on the hsbc website. Where did you get this information from?
 

GypsySoul

TF Buzz
I too couldn't find it in the website. I got it confirmed with the Customer support.
I wouldn't believe the customer support completely unless they give it in writing via email or its mentioned clearly on website.

When I had called customer support a week back, they didn't have full information about the new benefits of premier metal credit card. The executive was floundering and said it's best to check with my RM for more info. 🙄
 

percolate

TF Buzz
I wouldn't believe the customer support completely unless they give it in writing via email or its mentioned clearly on website.

When I had called customer support a week back, they didn't have full information about the new benefits of premier metal credit card. The executive was floundering and said it's best to check with my RM for more info. 🙄
did you call Premier customer support? When I called last week, they clearly explained about the recent updates of the benefits.
Also, they answered this question in chat with support, so technically they have written it, but I cannot take screenshot from the mobile app.
I have applied for an add-on credit card recently and the benefits were mentioned by the employee in the email. I have also registered the add on card with LoungeKey.
 
Last edited:

GypsySoul

TF Buzz
did you call Premier customer support? When I called last week, they clearly explained about the recent updates of the benefits.
Also, they answered this question in chat with support, so technically they have written it, but I cannot take screenshot from the mobile app.
I have applied for an add-on credit card recently and the benefits were mentioned by the employee in the email. I have also registered the add on card with LoungeKey.
Yes I had called up the premier customer support last week. It's great if the add on card holders also have unlimited lounge access domestic and international. Do add on cards also get 8 guest access or is it only for primary?
 

GypsySoul

TF Buzz
Are you sure add on card holders also get unlimited domestic and international lounge access? It's not mentioned on the hsbc website. Where did you get this information from?
HSBC has updated their terms and conditions for premier master card credit card on their website.
Only primary card holders can avail unlimited international lounge access and 8 complementary guest visits per calender year. Add on card holders don't get this benefit.
However primary and add on card holders both get unlimited domestic lounge access.
 

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