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Regalia Gold Looking for suggestions on my card portfolio

rimtesh

TF Premier
1. Axis Airtel (PAID) 750k limit - I primarily use it for bigbasket, Airtel and Utility bills, have a total of two cards in my family which covers most of the Utility expenses
2. HDFC REGALIA GOLD (Paid): recently got it as a fyf card to climb the ladder to infinia, limit is only 100k
3. SBI Prime Paid : I mostly used it for offline transactions and upi on rupay for the 50k quarterly milestone
4. Sbi cashback (Paid) : goto card for online spends
5. Indusind EazyDiner signature (Paid) : for free movies and dinein discounts
6. ICICI Rubyx, coral, amazon pay - ALL Ltf, hardly used

Out of all these cards, I most probably wouldn't be getting annual free reversals on the indusind card and axis card, but I get much more value when compared to the fee that I pay for these.

SBI cashback fees reversal criteria is easy for me

SBI prime and regalia, I would have to choose one for the spends and ask the other's customer support for fee reversal

Is there any other card that is recommended? I will have to pay the college fees of 300k in August this year.

Also planning to get hsbc live+ for offline grocery and any idfc card for MCC lookup
 
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