ParthProLegend
TF Neo
I am looking to make a payment for 8000 in Swiggy(sometimes Zepto, Instamart and Blinkit), and 6000 on amazon, 1400 on Airtel WiFi and 500 on Airtel DTH category monthly. Also, 220000 in my college fees yearly. Let me know which would be the best card for this purpose, which I can get. I am a student and currently have no income. Studying in a Tier 2/3 college(Chandigarh University Kharar), 4th year will start after August 2025. I have a cibil of 770, CRIF of 731, Experian of 763 through 5 months of secured CC (IDFC First WOW 20k) and 7 months of LazyPay(1500).
Existing Debit Cards: HDFC Millenia DC, Axis Burgundy DC(with Burgundy Family Savings Acc.), Kotak 811 Super DC, Niyo DCB DC
Existing Credit Cards: IDFC First WOW! CC
I currently hold HDFC preferred(a year old account, was normal before and couldn't maintain mab), axis burgundy through family banking(new account), since the last month only. Now I am trying to maintain 1L MAB in both for pre-approved but there is still none.
(Tried HDFC CC in Dec 24 and Apr 25, got offer for Freedom CC, not went through, applied for idfc in jan 25 and got wow cc secured with 20k fd)
I would love to get Airtel Axis (best) or any other decent CC for best cashback, please also mention the chances of approval as per my case.
FYI, I am 19(20 later this year), Male
Existing Debit Cards: HDFC Millenia DC, Axis Burgundy DC(with Burgundy Family Savings Acc.), Kotak 811 Super DC, Niyo DCB DC
Existing Credit Cards: IDFC First WOW! CC
I currently hold HDFC preferred(a year old account, was normal before and couldn't maintain mab), axis burgundy through family banking(new account), since the last month only. Now I am trying to maintain 1L MAB in both for pre-approved but there is still none.
(Tried HDFC CC in Dec 24 and Apr 25, got offer for Freedom CC, not went through, applied for idfc in jan 25 and got wow cc secured with 20k fd)
I would love to get Airtel Axis (best) or any other decent CC for best cashback, please also mention the chances of approval as per my case.
FYI, I am 19(20 later this year), Male
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