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Looking for a Credit/Debit Card with Lounge Access - Low Fees Preferred

Hi,

I’m looking for new credit or debit card that gives me domestic and international lounge access. I typically travel about 2 times per quarter (both within India and abroad).

Here’s what I’m looking for:
  • Lowest possible joining and renewal fees (without some spend criteria).
  • My monthly spends are around ₹10k–₹15k, mostly on Amazon Pay vouchers for bills and shopping.
  • I was previously using IndusInd EazyDiner Signature, but with the recent devaluation (lounge access removed), it’s not worth it anymore.
  • Right now, I’m using a friend’s Amex Platinum card and Priority Pass, but I’d prefer having my own card.
Any suggestions for a good alternative? Priority is lounge access with minimal fees. Would love to hear your experiences with cards you’re using for this.

Thanks in advance!

Currently Best pick what I can think of are
  • HDFC Regalia Gold CC
  • HDFC Bank Marriott Bonvoy CC
  • SBI Card PRIME
  • UNION BANK Rupay Select/ Visa Signature by UDAAN
 
Federal Celesta or Imperio. Both LTF cards without minimum spend requirements.
Or Open PNB Elite account and get 3 Rupay Select Debit cards. 1 lounge/qtr plus other RSDC benefits
Federal bank card do not give unconditional domestic lounge access anymore. But still can be considered since they offer international lounge without spends criteria.
 
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