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(Limit increase) Update your SBI app and check if you have a limit increase option under benefits.
CL for my card is close to 4L. Is it their max limit? 🤔
RAMESH BABU N
TF Legend
CreditCard limit (CL) increase option is a targeted feature. Only those qualifying n only those selected by their processes for such CL increase only will get that option in their App.
I think it's NOT dependent on the App's version.
I think it's NOT dependent on the App's version.
Very rarely they cross 4l as cl but their minimum starts from 5k lol mine they screwed up during upgrade and cl made 64k can't even use it even if I use 8k as per cibil it will take 30% usage on Vistara prime. I actually had 3lkh and when they tried splitting it to airindia card they goofed up and card never arrived 4times they tried all failure. And max li.it closed the card as they never wanted to transfer the limit to this card for past 4 years. I have always had bad experience with sbi. When ever I try to close their say it ltf now and line disconnects. Just holding on for small payments or in a box.
RAMESH BABU N
TF Legend
No. The CL depends on many factors n eligibility parameters.
I once had a 7+L limit on SBI Employee Card (Gold Visa). After that, I held other SBI cards with over 5L limit. Now, as a Pensioner, I have only 1 SBI card - SBI CB with a 3+L limit. Never bothered to ask them for increase as I have other 12-14 cards.
So, there is no such fixed upper ceiling for CL. Try to take a SECURED Card with a FD of 10L. You will get 90% of that as your CL.
I stumbled upon the thread by @Anindya98 and got a marginal LE increase. The link to the original post is given at the end. Please note that I had no offer to increase limit and my previous request for LE was rejected on 21st March.
I had selected 5L as the new CL but got 4.62L (~ +10%).
I am writing down the steps from my memory, hence please excuse for any errors 🙂
1. Login to sbicard.com
2. Go to Benefits -> Credit Limit Increase
3. Select your desired limit and authenticate with OTP. In my case on submitting the OTP, the page didn't proceed to the next step, however I received an SMS from JD-SBICRD with the SR number. I closed the page and repeated the steps 1 and 2. I was directly taken to a page where the SR number is visible along with the Proceed button. Clicked the button for next step.
4. Select an bank where you have a Savings account, FD, or where you make most transactions etc.
5. I accepted the message that the page will be routed to an external link. Signup/authenticate yourself to the Anumati page.
6. Select the Account which was chosen in the step 4, and click on Approve.
7. You will receive a Thank You message, and immediately received an SMS from JD-SBICRD with the new Limit.
Hope this helps the community.
I had selected 5L as the new CL but got 4.62L (~ +10%).
I am writing down the steps from my memory, hence please excuse for any errors 🙂
1. Login to sbicard.com
2. Go to Benefits -> Credit Limit Increase
3. Select your desired limit and authenticate with OTP. In my case on submitting the OTP, the page didn't proceed to the next step, however I received an SMS from JD-SBICRD with the SR number. I closed the page and repeated the steps 1 and 2. I was directly taken to a page where the SR number is visible along with the Proceed button. Clicked the button for next step.
4. Select an bank where you have a Savings account, FD, or where you make most transactions etc.
5. I accepted the message that the page will be routed to an external link. Signup/authenticate yourself to the Anumati page.
6. Select the Account which was chosen in the step 4, and click on Approve.
7. You will receive a Thank You message, and immediately received an SMS from JD-SBICRD with the new Limit.
Hope this helps the community.
This method works for any existing SBI card!
I was randomly checking for offers on the SBI Cards website. I found an LE offer. I've been waiting for a LE for over a year. My SBI Cashback card is 1 year 5 months old with a 50K limit, and I never got a pre-approved LE. I tried the same process last September before the festive season but didn't get the Anumati option. This time, it worked!
I got a 40% LE.
Key Tips:
I was randomly checking for offers on the SBI Cards website. I found an LE offer. I've been waiting for a LE for over a year. My SBI Cashback card is 1 year 5 months old with a 50K limit, and I never got a pre-approved LE. I tried the same process last September before the festive season but didn't get the Anumati option. This time, it worked!
I got a 40% LE.
Key Tips:
- Don’t select the maximum limit. My limit was 50K, I selected 1.2L, and they approved 70K—so a 20K (40%) increase. Also, if the OTP screen...
zomatoo
TF Premier
open sbicard --> track service request, there you go.
kiranjain
TF Select
my latest LE request is not visible there........... earlier decline one are only visible
Garbageyard
TF Buzz
Finally got credit limit increased from 20k to 1.5 lacs for my 2 months (approx.) old card.
Garbageyard
TF Buzz
You need to be persistent provided you feel you meet the basic criteria such as a good credit score and salary. Now this may be subjective. For SBI Cashback, I think if I have been maintaining a score above 750 and a salary above let's say 2 lacs, I will keep trying. I was comfortably meeting both the criteria, yet my request was turned down a few times by the customer care folks. Then I reached out to the nodal officer, then to the principal nodal officer (plus one reminder), then to Customer Service Head (multiple follow-ups) who kept the request pending for more than a month, and finally expressed my frustration on LinkedIn. That's it.
I have been persistent and I have a very good cibil score even after sending 70k sal they are not giving cl. So I tri3d to close the card but they said ltf. I asked give the limit no response I will see after this month if they do t close the card simple.
Garbageyard
TF Buzz
You got SBI Cashback card as LTF? If yes, I would suggest don't close it. If they made it LTF recently, may be wait for a few months and then request for limit increase.
Devp23
TF Buzz
I'm facing an issue after selecting bank the anumati portal is not opening it's showing Forbidden AccessI stumbled upon the thread by @Anindya98 and got a marginal LE increase. The link to the original post is given at the end. Please note that I had no offer to increase limit and my previous request for LE was rejected on 21st March.
I had selected 5L as the new CL but got 4.62L (~ +10%).
I am writing down the steps from my memory, hence please excuse for any errors 🙂
1. Login to sbicard.com
2. Go to Benefits -> Credit Limit Increase
3. Select your desired limit and authenticate with OTP. In my case on submitting the OTP, the page didn't proceed to the next step, however I received an SMS from JD-SBICRD with the SR number. I closed the page and repeated the steps 1 and 2. I was directly taken to a page where the SR number is visible along with the Proceed button. Clicked the button for next step.
4. Select an bank where you have a Savings account, FD, or where you make most transactions etc.
5. I accepted the message that the page will be routed to an external link. Signup/authenticate yourself to the Anumati page.
6. Select the Account which was chosen in the step 4, and click on Approve.
7. You will receive a Thank You message, and immediately received an SMS from JD-SBICRD with the new Limit.
Hope this helps the community.
This method works for any existing SBI card!
I was randomly checking for offers on the SBI Cards website. I found an LE offer. I've been waiting for a LE for over a year. My SBI Cashback card is 1 year 5 months old with a 50K limit, and I never got a pre-approved LE. I tried the same process last September before the festive season but didn't get the Anumati option. This time, it worked!
I got a 40% LE.
Key Tips:
- Don’t select the maximum limit. My limit was 50K, I selected 1.2L, and they approved 70K—so a 20K (40%) increase. Also, if the OTP screen...
The system is not letting me to navigate till the anumati since I got LE recently. Maybe someone else can confirm if there’s any issue. Can you try from another mobile or computer? If still not working send an email to customer support.
