U mean to say banks checks cibil score 2-3 times for a single application in the name of personal loan is correct.Complaint for what? Enquiry is normal while reviewing a request. They haven't denied the application for a credit card. By your logic, a customer could request a limit increase every month and when the bank declines, he can complain to RBI. So no matter how high a limit is assigned, you can keep requesting more and then keep complaining?
What sort of NRV are you maintaining?
Bro chill. People come out of dark without understanding what is the problem start saying anything.Bro, here the issue is why bank is not replying to people.
Also why they did 2 enquiries.
For this reason I asked him to raise rbi complaint.
Bro you are not even trying to understand.Complaint for what? Enquiry is normal while reviewing a request. They haven't denied the application for a credit card. By your logic, a customer could request a limit increase every month and when the bank declines, he can complain to RBI. So no matter how high a limit is assigned, you can keep requesting more and then keep complaining?
What is the best way to do that. I have never raised complaint to ombudsman
I think you should contact with customer care executive of kotak bank again. The same scenario has happened with me but that was resolved. Check this link for more details. https://www.kotak.com/en/stories-in...s/how-to-increase-your-credit-card-limit.htmlMy zen issued july 2023, its limit went from 3L to 88k.