Kotak Bank "811 Super Savings Account" Benefits - Important Update 🚨 🚨

[fradela]

Update : So my friend who opened the acc with 84k funding, he received 250 gc (brand can be selected as per your will, i selected apay ofc), and then 1000 gc again. Fee deducted 399 for acc opening/super.

So 250+1000-399 = 851 profit already for free.

I love it already but they haven't generated metal dc yet. Acc was opened/funded on friday and today's monday. Virtual card shows since friday but afaik that is default platinum card not metal dc, so haven't did any trxn fearing the virtual dc might not be super 811 dc or metal card. How long will it take for them to show the metal dc on app? I don't care for delivery, it can take 7 or 10 days, it doesn't matter but need metal dc atleast to show up on the app.

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Can you explain the process? Should I visit branch for the whole process or they will come to home ?

 

[Deepak_9155]

does it still show your account in there?

n o !

getting option to apply for new account

 

[RAHUL GOYAL]

after 1 oct 10k is needed to be credited for cashback is this account still be a 0 bal. account. or we need to maintain some balance in it

 

[safetorpedo2]

Update : So my friend who opened the acc with 84k funding, he received 250 gc (brand can be selected as per your will, i selected apay ofc), and then 1000 gc again. Fee deducted 399 for acc opening/super.

So 250+1000-399 = 851 profit already for free.

I love it already but they haven't generated metal dc yet. Acc was opened/funded on friday and today's monday. Virtual card shows since friday but afaik that is default platinum card not metal dc, so haven't did any trxn fearing the virtual dc might not be super 811 dc or metal card. How long will it take for them to show the metal dc on app? I don't care for delivery, it can take 7 or 10 days, it doesn't matter but need metal dc atleast to show up on the app.

View attachment 109406

2-4 working days

 

[pinki]

after 1 oct 10k is needed to be credited for cashback is this account still be a 0 bal. account. or we need to maintain some balance in it

There's a difference between credit and maintain.
U must only credit for time being

 

[Sobirvs]

n o !

getting option to apply for new account

then it means acc is closed.

 

[Sobirvs]

Can you explain the process? Should I visit branch for the whole process or they will come to home ?

idk man, my friend applied through a link and then a guy from kotak came to his house for kyc.

 

[darkknight999]

Has anyone found a way to upgrade the 811 account to 811 super? They are still not upgrading even after asking 3-4 times in past 1 year...such a stupid & shitty bank probably the only bank which doesn't provide new features to old customers 🤷🤦🤦

 

[Strange]

Has anyone found a way to upgrade the 811 account to 811 super? They are still not upgrading even after asking 3-4 times in past 1 year...such a stupid & shitty bank probably the only bank which doesn't provide new features to old customers 🤷🤦🤦

Do you have Spendz account?

 

[darkknight999]

Do you have Spendz account?

No..just 811 account

 

[6ix9ine]

I recently closed my Kotak 811 account and even got confirmation of closure.
But strangely, I’m still able to log in to both the new and old Kotak mobile banking apps with the same CRN.
I contacted customer care, and they told me that CRNs are never deleted — the bank only closes the account, but the CRN always remains in their system.

Is this true? Has anyone else faced the same situation?

Any guidance or similar experiences would be helpful.

This is true for kotak, CRNs are never deleted.

 

[6ix9ine]

Update : So my friend who opened the acc with 84k funding, he received 250 gc (brand can be selected as per your will, i selected apay ofc), and then 1000 gc again. Fee deducted 399 for acc opening/super.

So 250+1000-399 = 851 profit already for free.

I love it already but they haven't generated metal dc yet. Acc was opened/funded on friday and today's monday. Virtual card shows since friday but afaik that is default platinum card not metal dc, so haven't did any trxn fearing the virtual dc might not be super 811 dc or metal card. How long will it take for them to show the metal dc on app? I don't care for delivery, it can take 7 or 10 days, it doesn't matter but need metal dc atleast to show up on the app.

View attachment 109406

Generally take 2-4 working days, can take a week maximum then for delivery it's fairly quick.

That said, it doesn't matter which DC you use, virtual one will also count toward the monthly 5% quota. Since it's still early september, you can skip transactions for now unless there is something urgent.

But, if you wish, you can do transactions using the virtual DC as well.

Btw, what's the BIN of the DC that's currently being shown? Is it 459453, or 428091, or something else?

 

[6ix9ine]

Can you explain the process? Should I visit branch for the whole process or they will come to home ?

Refer this thread for metal DC: https://technofino.in/community/threads/kotak-811-infinity-metal-debit-card-–-unboxing-first-impressions.41035/