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Kotak Bank "811 Super Savings Account" Benefits - Important Update 🚨 🚨

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2025 said:
When? How do they know?
Ok. Just realised we give them our marital status. Lucky @desiviru bro must have got huge loan offer.
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Not having lotak account although HDFC giving loan against CC of 8.93L (much above CC limit of 8L) @ 0.90% pm or 10.80% per annum.

Now a days we don't even need loan. Forget about a marriage loan as going to be single all my life and enjoy with whatever I have. :partyface:
 
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Looks like a number of devaluations happened in Kotak 811 Infinity Debit card. From 1st October these are applicable but they are updating it almost every week with new devaluations

- 0% forex is now 2% forex

- Super Program fee itself is now ₹999 if opting for Metal Infinity Debit card despite funding 81100 or more for new to bank. So does that mean if opting for PVC card, then only 399+GST but if opting for Metal Debit card then ₹999+GST for SUPER? Meanwhile annual fees raised to 1999+GST (waived for being in Super Program)

- Zomato Dining offer says "This is an introductory offer and can be withdrawn by the bank as per their own discretion"

- BOGO offer ₹300 says the same - "Introductory offer and can be withdrawn by the bank as per their own discretion"

- 4900 Utility also excluded for Rewards

- And of course, 10000 funding now required every month, up from 5000. Terms and Conditions are rapidly changing without any advance notice or stability.

Looks like a half-baked product designed by an amateur team with no concern given about sustainable rewards/perks

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cardless said:
The changes are effective Oct 1st so anyone opening and opting for metal DC from Oct 1 will be charged updated fee
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ah, so my friend won't be charged 999 , you are sure right?

I think currently he has virtual card which isn't metal card, as i checked in card bin, it's a platinum card but metal one is signature, so i thought may be when metal is issued (should be today or monday coz of holiday), then he will be charged 999 idk? even though he opened with straight away metal card, i think kotak still issues platinum first and then converts/issues the metal one which shd be in his app shows soon enough.
 
Sobirvs said:
ah, so my friend won't be charged 999 , you are sure right?

I think currently he has virtual card which isn't metal card, as i checked in card bin, it's a platinum card but metal one is signature, so i thought may be when metal is issued (should be today or monday coz of holiday), then he will be charged 999 idk? even though he opened with straight away metal card, i think kotak still issues platinum first and then converts/issues the metal one which shd be in his app shows soon enough.
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He will be charged 999 on next year when super program renews, at this moment it's 399 only for both (plastic and metal).

Anyone registers after 1st October will be charged 999 on metal DC.
 
Gau₹av said:
Looks like a number of devaluations happened in Kotak 811 Infinity Debit card. From 1st October these are applicable but they are updating it almost every week with new devaluations

- 0% forex is now 2% forex

- Super Program fee itself is now ₹999 if opting for Metal Infinity Debit card despite funding 81100 or more for new to bank. So does that mean if opting for PVC card, then only 399+GST but if opting for Metal Debit card then ₹999+GST for SUPER? Meanwhile annual fees raised to 1999+GST (waived for being in Super Program)

- Zomato Dining offer says "This is an introductory offer and can be withdrawn by the bank as per their own discretion"

- BOGO offer ₹300 says the same - "Introductory offer and can be withdrawn by the bank as per their own discretion"

- 4900 Utility also excluded for Rewards

- And of course, 10000 funding now required every month, up from 5000. Terms and Conditions are rapidly changing without any advance notice or stability.

Looks like a half-baked product designed by an amateur team with no concern given about sustainable rewards/perks

View attachment 109176
View attachment 109177
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There is a metal DC thread already bhai, in which some people are fighting with kotak. Result will be nothing though, but I appreciate the fight.
 
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Sobirvs said:
what if before next yr my friend downgrade the card to normal?
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I'm not sure if there is any provision for downgrading. If there is, he should get written confirmation from PNO, because as far as I know, accounts opened with ₹81100 in funding are mapped to Infinity customers, not regular 811 Super customers.
 
6ix9ine said:
I'm not sure if there is any provision for downgrading. If there is, he should get written confirmation from PNO, because as far as I know, accounts opened with ₹81100 in funding are mapped to Infinity customers, not regular 811 Super customers.
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So that means next year those customers from whom 399 was taken for Infinity Metal DC this year must pay 999 to continue Super program at the annual renewal time? They can't downgrade to PVC variant and choose 399 only to continue Super?
 
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