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69 mujhe ajkal DM nehi karta.


I have noticed that whatever they show in otp page it normally carry that mcc irrespective of what they show in transaction successfull page. Most probably, they have fixed set of mcc for some time in different purpose/pages and that doesn't change even if we see different merchant name.

For example while buying agv we get usual name (5399) but later changed it to WWW AMAZON IN but mcc remain 5399. Similarly in wallet also mcc remain 6540 irrespective of what they display in txn page or otp page.
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69 mujhe ajkal DM nehi karta.


I have noticed that whatever they show in otp page it normally carry that mcc irrespective of what they show in transaction successfull page. Most probably, they have fixed set of mcc for some time in different purpose/pages and that doesn't change even if we see different merchant name.

For example while buying agv we get usual name (5399) but later changed it to WWW AMAZON IN but mcc remain 5399. Similarly in wallet also mcc remain 6540 irrespective of what they display in txn page or otp page.
(1) www amazon in - yeh merchant if Gurgaon wala hai then only 5399 gets tagged

If it's of Bangalore, then it's 6540.

(2) Amazon india private limited is also 5399, comes under shopping category, but it's also comes up in electronics/airline with same name but different code.

And unfortunately this same name as above for wallet mcc.

So, yes. Previously, it was very easy to figure out from otp sms, but now it's the experience which matters.
 
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