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Just complained to Pno

U want cb, then u should
You need to complain to PNO, now they will also deny at first because its been too late, but then you should not budge and remind them that you received the T&C change mail on 28th january and you have done transactions before that, still initially they will deny but after 2 or 3 mails and calls they will agree, do all this only if you think its worth your time for 500 bucks
I actually did complain to their pno 2-3 months back, received a call 'saar the t&c changed'.

Better to send just one email .
Let them deny. Then make a complaint in RBI Ombudsman showing the TCs and all and ask for compensation
Yes, this is what I should do now, will complain for all 4 accounts separately, wait 30 days and then RBIO and get sweet compensation 100% interest.
 
Yes, this is what I should do now, will complain for all 4 accounts separately, wait 30 days and then RBIO and get sweet compensation 100% interest.
you don't even have to wait for 30 days. If they confirm that you are not eligible, you can go to rbi ombubdsman that day itself. 30 days only if your request is under review
 
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