Kotak 811 Infinity Metal Debit Card – Unboxing & First Impressions

[sourodeep]

I'm an existing Kotak 811 Zero Balance customer since last 5 years.
I just saw this thread and am willing to get hands on the Metal DC.

What am I supposed to do? Steps?
How to upgrade to super 811 account?
How to apply for the debit card?
Will the debit card be LTF ? or chargeable?

@6ix9ine

You can upgrade to Super thru the 811 App itself with a new revised fee of ₹399/- (inclusive of all taxes) but as of now the Metal DC is available to NTB Customers only so you can't apply it now, probably you need to wait a bit longer. 😔 Thank You.

 

[krishnam]

Important Update Guys: Kotak has discountinued 811 Metal Debit card from 1st July 2025. No Branch staff is aware of that. I opened account on 15th July 2025, with inital deposit of 1 Lakh and I didnt get any update on Metal debit card since then. I contacted customer care and they informed Metal Cards has been discountined from 1st July 2025 and they are offering plastic card with same benefits. I have raised issue with them regarding Metal Debit card as it is the soley reason to open 811 account. They are now working on the issue.

the thing is it requires exact amount of funding of 81100 and the qr they share is unique and soesnot accept any other amount

 

[6ix9ine]

I'm an existing Kotak 811 Zero Balance customer since last 5 years.
I just saw this thread and am willing to get hands on the Metal DC.

What am I supposed to do? Steps?

Since you already have 811 account, you are not NTB. You have to upgrade to super 811, download kotak811 app and login.

Check if there is any banner of "upgrade" to super 811. If there isn't, try contacting customer care. I have tried this customer care way for my 3 friends, it worked for 2, so worth a try.

How to upgrade to super 811 account?

Explained above.

How to apply for the debit card?

Metal one will be chargeable since you are not new. This offer is/was for new users only and yes, if you had opened super 811 account offline then card would've been LTF.

Though, there will be annual subscription charges for super program as long as you continue.

Will the debit card be LTF ? or chargeable?

Explained above.

Ps: If you only care about the rewards, trust me this DC is much better if you have plastic variant. This metal is thick af, some pos machine doesn't accept it.

doesn't fit in atm machines either.

Though looks great while holding it, OP has shared SS of the metal as well.

I use it for everyday offline transactions, there is a mega thread for kotak 811 super, you can check that out too.

 

[ccninja]

i have kotak card but no account, possible to get it ltf via online account opening?