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Kotak 811 Infinity Metal Debit Card – Unboxing & First Impressions

He needs to make his account balance of min ₹ 81,100 (exact fig.) at the time of placing the request and issuance charges will be waived off and there's no annual charges for 811 Super A/c users.

The correct name is 811 Infinity Metal Debit Card. So, replace Infinite with Infinity.

Btw, Congratulations 👏
Are you sure, joining charges will be waived off?

Cause I want to open a new AC. And in online they're occurring some problems. I may have to visit branch.

And any links or image would be appreciated if there any. They're damn clueless.
It would my second and last time visit
 
are you sure about that?
I'm not NTB customer to kotak, had closed a kotak account in past, if i open with 81100 initial funding, do i still get charged, 5k fee for the card ?
He is right. If you had an account in the recent past then, firstly, you will not be able to open the Super 811 A/C. If you are past the cooldown period, then you will be allowed, in which case, you will be treated as NTB and will get the eligible DC fee benefits.
 
What is GSFC?

The Joining fees of 4k is waived if you give an IP of 81k during 811 super account opening and annual fees of 999 is waived if you are a 811 Super account holder during the fee renewal time. Only thing you are paying is the 399 fees of the 811 super account. The card gets you 5% upto 500 every month for fuel and stuff , so its like 1 month cashback you are paying as fees for the account variant. Metal card, 5% cashback capped to 500, 1 BOGO of 300 monthly . For me these are enough. Plus i love how gorgeous the card looks.



Quote for reference
IMG_20250719_182644.webp
The language here seemed a bit ambiguous.
But your explanation makes it clear.
Thanks!
 
I already hold a Kotak credit card. If I now open a Kotak 811 Super Account by finding 81100 and apply for this Kotak Metal Debit Card, will I still be eligible for the zero joining fee offer? Or will I need to pay the ₹4,999 joining fee?
 
He is right. If you had an account in the recent past then, firstly, you will not be able to open the Super 811 A/C. If you are past the cooldown period, then you will be allowed, in which case, you will be treated as NTB and will get the eligible DC fee benefits.
There is a cooldown period? Cooldown from closing all relationship with Kotak ?
 
Important Update Guys: Kotak has discountinued 811 Metal Debit card from 1st July 2025. No Branch staff is aware of that. I opened account on 15th July 2025, with inital deposit of 1 Lakh and I didnt get any update on Metal debit card since then. I contacted customer care and they informed Metal Cards has been discountined from 1st July 2025 and they are offering plastic card with same benefits. I have raised issue with them regarding Metal Debit card as it is the soley reason to open 811 account. They are now working on the issue.
 
Important Update Guys: Kotak has discountinued 811 Metal Debit card from 1st July 2025. No Branch staff is aware of that. I opened account on 15th July 2025, with inital deposit of 1 Lakh and I didnt get any update on Metal debit card since then. I contacted customer care and they informed Metal Cards has been discountined from 1st July 2025 and they are offering plastic card with same benefits. I have raised issue with them regarding Metal Debit card as it is the soley reason to open 811 account. They are now working on the issue.
Account was opened online or offline?
 
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