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Kotak 811 Infinity Metal Debit Card – Unboxing & First Impressions

Please don't believe them once you are in they will start harrasment you. I am an old customer credit card against FD holder bank almost daily send me message "make a FD and increase credit" I make a FD. Now they say fill a PDF form and other excuses. They don't listen you and customer care person treat you rudely. I attached screenshot
 

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Chalega, aap card dilwa do😂
Kotak ne firse restrictive policy la diya against SOC, NTB customer acquisition ke liye 🤣 jaise pehle super aaya tha uske baad ETB ke liye open kiya

Puarana toh fasa hi hai 🤣 issi liye currently NTB likh diya 🤣
 
Kotak ne firse restrictive policy la diya against SOC, NTB customer acquisition ke liye 🤣 jaise pehle super aaya tha uske baad ETB ke liye open kiya

Puarana toh fasa hi hai 🤣 issi liye currently NTB likh diya 🤣
Chaal hai unki .. chillar dekar lat lagwaenge fir subscription badha kar paise to lenge hi sath me no of transactions apne bank ka badhwaenge .

Jinke pas paise nahi hai mostly students wo bhi jugad karke lalach me fas jayenge .
 
This is from their official website. Which means I think any decent kotak employee should be able to get you this in your city.
 

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Hey everyone,


I wanted to share my unboxing experience of the Kotak 811 Visa Infinite Metal Debit Card, especially since I couldn’t find any detailed thread about it on the TechnoFino community. If there's already one floating around, feel free to merge this post with it!


Why I Opted for This Card​

Simple – I got an amazing deal.


The Kotak 811 Super Savings A/C comes with a subscription fee of ₹300. Once subscribed, you're eligible for various debit cards with different fee structures. The basic card is lifetime free, while this premium metal card normally comes at an issuance fee of ₹4,999 + GST and an annual fee of ₹999 + GST.


However, a Kotak 811 representative reached out with a limited-time offer: if I opened a Kotak 811 Super Savings A/C with a minimum deposit of ₹82,000, I’d get the metal card completely free for life. I confirmed the offer in writing, applied immediately, and received the card in 4–5 working days. No charges applied so far!




Unboxing the Card​


The kit was delivered via Blue Dart—so no drama there.

It came in a deep red / wine coloured envelope, which, unfortunately, I couldn’t photograph—my 3-year-old got to it before I did! Inside was a sleek, matte-finish rectangular box that looked premium.

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Opening the box revealed a metallic silver casing -

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This silver encasing contain a small booklet with features of the card/ A/C -

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The key features are enlisted as under, for ease of reading -
  1. 4 complimentary domestic lounge accesses per year
  2. 0% forex markup
  3. 5% cashback (up to ₹500/month) on eligible spends (Note: This may be tied to the account, not the card itself. Check this thread: https://www.technofino.in/community/threads/kotak-bank-811-super-savings-account-benefits-important-update-🚨-🚨.31516/ for more info)
  4. ₹750/month discount on Zomato
  5. ₹300/month discount on BookMyShow
  6. 2.5% fuel surcharge waiver
  7. Dedicated customer care support
  8. High transaction limits: ₹4L daily for spends, ₹1.5L daily ATM withdrawal

And, the card itself..


which was a 17 gram metal debit card - easily one of the more elegant and premium-looking cards issued in India. The craftsmanship is top-notch. Here’s how it looks -

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Trust me..pictures don't do justice!

One standout feature: it includes your Customer Relationship Number (CRN) on the card itself. A small but super useful addition—it saves the back-and-forth with the app while talking to customer support.


Final Thoughts​

This card has some serious utility, especially as a fuel card. It can fetch you a benefit of up to 7.5% on fuel purchase (5% cashback + 2.5% surcharge waiver), without tying you to any petrol company. Be it IOCL, BPCL, HPCL - the discount is the same. Of course, the other perks—like lounge access and concierge support—just add to the value. Overall, I’m genuinely impressed.


Looking forward to your thoughts!
Did you open the account offline?
 
While they are saying that the forex charge of 3.5% will be waived (zero forex), take a look at their conversion rate!!

 

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