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Devaluation KIWI revised rewards and excluded lot of mcc from 1st June 25

Na, only 1.5% without Neon.
Kiwi is not at all worth it without neon. Just pass it.
However kiwi rewards is cash, hence are better than neucoins. And any day kiwi app is better than the bloated tata neu app, only tata neu app gives 1.5% for upi usage of tata neu infinity cc.

Refer (link):
Chalo to technically in kiwi vs tata, the winner will be kiwi. Both 1.5% but kiwi better app got better response time and cash cb.

Lemme try to get the kiwi card 1st, then see about neon membership. Just need to do upi transaction in multiple of 100.

And call hdfc and close the tata neu infinity cc. Or maybe wait 20 days more and see if they call and email yo make it ltf. Tried emailing 2 times, both times got denied. Not much hope for ltf anyways.
 
You are assu
there are 3 milestones. 50k -> 1L -> 1.5L
So when you hit the 50k milestone, after a month for all the past txns you will get the 1% extra adjusted. 500 ₹ worth kiwi will get added instantly for the past 50k.
After that 3% worth kiwi will be credited till 1L, when 1k more kiwi will be given to adjust the past spends.
So on till you get 7.5k worth kiwi in a year in this way. 5% of 1.5L is 7.5k.

Also on all milestones a lounge access is unlocked.

Do note even today kiwi neon is free if kiwi is enabled by referral.
You
there are 3 milestones. 50k -> 1L -> 1.5L
So when you hit the 50k milestone, after a month for all the past txns you will get the 1% extra adjusted. 500 ₹ worth kiwi will get added instantly for the past 50k.
After that 3% worth kiwi will be credited till 1L, when 1k more kiwi will be given to adjust the past spends.
So on till you get 7.5k worth kiwi in a year in this way. 5% of 1.5L is 7.5k.

Also on all milestones a lounge access is unlocked.

Do note even today kiwi neon is free if kiwi is enabled by referral.
You are assuming, all your transactions will be multiple of 100...if we take median of 50 between two hundred values....you need to spend 50% extra to reach 1.5 lakh i.e. 2.25 lakh.
Now Dairy products are also ineligible for kiwis 🤣
Total waste ho chuka hai!View attachment 97585
It is self goal from their end
 
You are assuming, all your transactions will be multiple of 100...if we take median of 50 between two hundred values....you need to spend 50% extra to reach 1.5 lakh i.e. 2.25 lakh.
I did get your point, if a person keeps using for 99 ₹ .. he would get 0 forever.
However the spends are not always like you are saying (150-199). For me I noticed a few in this range, but I will try to round up more now if I can.
Say if I am buying veggies, previously I used to round up to 150 if my cart was 145. Now I will try to round up to 200 in such cases.
And some of my spends are 1k/2k/3k+ too, these will be well rewarded. And lastly, I have no cc which will give me even 3-4% cb offline. If somebody wants pure cashback, for all offline purchases.. probably the alternative will go down to 2% .

Also nobody is sure how kiwi will calculate the milestones though, they might count in all spends. I know you are assuming otherwise.. But till date they are counting all, as per their milestone displayed in app.
 
I got the card around a week back but i never got the prompt to add the referral code in the app and now The neon membership is showeing up as paid. I mailed the customer support for kiwi but they say the refferal code can only be put when getting the card. I have shared with them the link for app download as well as the referral code but they keep rejecting my claim. Can i do anything about this?

I've already spent 5-6k in upi after getting this card, if i get the membership afterwords will it start tracking for milestone only after activating?
 
I got the card around a week back but i never got the prompt to add the referral code in the app and now The neon membership is showeing up as paid. I mailed the customer support for kiwi but they say the refferal code can only be put when getting the card. I have shared with them the link for app download as well as the referral code but they keep rejecting my claim. Can i do anything about this?

I've already spent 5-6k in upi after getting this card, if i get the membership afterwords will it start tracking for milestone only after activating?
only after activating neon payment will count towards the milestone
 
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