messypenguin
TF Premier
time to raid super money pro I guess.
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Devaluation KIWI revised rewards and excluded lot of mcc from 1st June 25
- Thread starter Kiranonlinee
- Start date
- Replies 38
- Views 826
prankster
TF Premier
This condition has always been there but redemption still works on any amount
welcome to bank of Baroda club!!
sunit123
TF Ace
With multiple of 100 condition, net reward ratio will be very less...to earn 500 kiwis (2 kiwis for 100 Rs) for redemption, you need to spend atleast 30000 Rs assuming only 25000 out of 30000 will be in multiple of 100s and that too with so many exclusions...there might be many misses/exclusion so u need to spend net 35k for redemption
Uninstalled the app...safar yahin tak tha...thanks kiwi for 8000 Rs cashback
Uninstalled the app...safar yahin tak tha...thanks kiwi for 8000 Rs cashback
from which date ?
Lalsingh22
TF Select
Last edited:
CyberPsych
TF Legend
Seriously banks should include inclusion category list from now on
just got this card in May 🙄
Lalsingh22
TF Select
I think they haven't touched milestone benefit for neon members , still you can reep 5% benifit
sunit123
TF Ace
U need to spend around 59k for breakeven...with so many exclusions, it will be impossible to breakeven and reach 150k milestone.
1. earn upto 5% on multiples of 100, which was previously 50.
What else did change here? Any extra categories excluded? On random check I couldn’t find much of a difference for my daily usage pattern.
So kiwi still remains my goto card for 5% offline upi based rupay cc.
What’s the major devaluation here?
What else did change here? Any extra categories excluded? On random check I couldn’t find much of a difference for my daily usage pattern.
So kiwi still remains my goto card for 5% offline upi based rupay cc.
What’s the major devaluation here?
I am in the process of getting this cc.
AlgoTrader
TF Legend
end is here
exclusion of the mcc
Yes a big exclusion list was already there, which mcc is newly excluded?
sunit123
TF Ace
Theoretically everything is fine...The devil lies in the finer details. For all transactions between X50 and X99, you will lose 5% rewards....On paper, reward is 5% but Your net reward ratio will reduce drastically after devaluation...It will be beneficial if you can spend around 200000 in a year.
Pull out last 10 transactions of your spend and calculate how many kiwis you received and how many you will receive after the devaluation. & find out the LOSS