Just For Fun

[TripleAce]

Net banking, not mobile banking app

Oh!!
Keep checking the offers section at times. Top right!!

 

[sovon]

Oh!!
Keep checking the offers section at times. Top right!!

Axis be like : Dhokebaaz , daga de diya mujhe, kya chahiye tumhe? Ek pre approved offer? Ek offer ke liye tum dusre gali muh marne chale gaye, sharam aani chahiye Sovon tumhe.

 

[TripleAce]

Axis be like : Dhokebaaz , daga de diya mujhe, kya chahiye tumhe? Ek pre approved offer? Ek offer ke liye tum dusre gali muh marne chale gaye, sharam aani chahiye Sovon tumhe.

What’s the latest offering from 🪓?

 

[sovon]

What’s the latest offering from 🪓?

2L personal loan
3L 2 wheeler loan

 

[TripleAce]

2L personal loan
3L 2 wheeler loan

I too get these kind of offers only.
No pre approved CC offers for me in IndusInd, Yes or IDFC till date!

 

[sovon]

I too get these kind of offers only.
No pre approved CC offers for me in IndusInd, Yes or IDFC till date!

Change your employment status, like
Khudka company me salaried.

Maine bahat saare post dekha, salaried pe change karte hi offers ana suru ho gaya.
Even students account pe bhi milne laga salaried karne se.

Self employed se salaried change karte hi offers aate hai

 

[hender]

From yesterday I'm getting otp based 2 step verification for hdfc bank net banking login.

But my brother's account is getting logged in with simply password.

Seems for new account they already implemented 2FA, next is old.

 

[TripleAce]

Change your employment status, like
Khudka company me salaried.

Maine bahat saare post dekha, salaried pe change karte hi offers ana suru ho gaya.
Even students account pe bhi milne laga salaried karne se.

Self employed se salaried change karte hi offers aate hai

That’s a fact!
I draw a petty salary only ☹️
I don’t know what they have filled during account opening.
How to change? Can it be done via app?

 

[TripleAce]

Seems for new account they already implemented 2FA, next is old.

Both accounts were opened at the same time I guess.

 

[praful1947]

 

[sovon]

Both accounts were opened at the same time I guess.

Yes @hender @TripleAce both account opened same time, even the kit numbers are ending with 67 , 68.

 

[sovon]

That’s a fact!
I draw a petty salary only ☹️
I don’t know what they have filled during account opening.
How to change? Can it be done via app?

I changed mine from mobile banking app of Bob , and for axis in net banking.
Saw an option in NetBanking of HDFC also.

So check profile section in net banking or in mobile banking

Check yours.

Now I'm really regretting, i should have changed this earlier.

@praful1947 told me that for self employed it's hard to get pre approved while I'm opening my HDFC, which triggers me, then i do my research and I found plenty of examples

 

[hender]

Yes @hender @TripleAce both account opened same time, even the kit numbers are ending with 67 , 68.

Than it's quite strange !!!
Just tell one thing -
Your bro account opened in classic banking ?

 

[sovon]

Than it's quite strange !!!
Just tell one thing -
Your bro account opened in classic banking ?

Everything is same. From initial deposit to activation time.
Even we both recieved account activation, debit card activation, customer id activation mail sms same time

I just set up the third party payment, I mean the security questions for payment of other beneficiary, which my brother didn't

 

[praful1947]

Than it's quite strange !!!
Just tell one thing -
Your bro account opened in classic banking ?

Classic banking is converted later on .
First account variant is chosen like normal or max .
Even digisave can be converted to classic banking

 

[sovon]

Classic banking is converted later on .
First account variant is chosen like normal or max .
Even digisave can be converted to classic banking

Yes both opened the standard one, his account will upgrade to classic after a month I guess as he is maintaining 1L.
Don't know if he is going to do that for a long time.

 

[praful1947]

I changed mine from mobile banking app of Bob , and for axis in net banking.
Saw an option in NetBanking of HDFC also.

So check profile section in net banking or in mobile banking

Check yours.

Now I'm really regretting, i should have changed this earlier.

@praful1947 told me that for self employed it's hard to get pre approved while I'm opening my HDFC, which triggers me, then i do my research and I found plenty of examples

HDFC shows in net banking but it cannot be changed, I tried.

Why did change in bob?
For credit card?

 

[hender]

Classic banking is converted later on .
First account variant is chosen like normal or max .
Even digisave can be converted to classic banking

Both ways..
1-At the time of opening
2-Later on..

 

[sovon]

HDFC shows in net banking but it cannot be changed, I tried.

Why did change in bob?
For credit card?

Ohh then I'm not sure about this.

For BOB, no not for credit card, just maintaining the equality.
Bob don't provide pre approved I guess

 

[sovon]

Both ways..
1-At the time of opening
2-Later on..

Initial deposit depends?