Is it possible to convert Instant Platinum Card to Regular Platinum Card?

[mrtravel]

I have been holding FD based Instant Platinum Card from 4 years. When I requested the customer care to convert this card to a Regular Platinum, I was informed that it wouldn't be possible.

Has anyone successfully got converted their Instant Card to Regular Card by removing the line on FD? Would there be any chance if I escalate this issue to Nodal officer and higher management?

 

[Waynoway]

have you tried applying for Amazon pay card using this fd based card? maybe you might be approved

 

[mrtravel]

have you tried applying for Amazon pay card using this fd based card? maybe you might be approved

Already holding this card. But I also want to continue having platinum card because many offers are not applicable to APay card.

 

[Waynoway]

Already holding this card. But I also want to continue having platinum card because many offers are not applicable to APay card.

if you already have apay and have secured platinum, you can call customer care and ask for MMT card. or HPCL card. MMT is 500+GST one time. and HPCL is 200 +gst yearly. I'm sure CC would not decline this request.

 

[Lakshya Mahani]

if you already have apay and have secured platinum, you can call customer care and ask for MMT card. or HPCL card. MMT is 500+GST one time. and HPCL is 200 +gst yearly. I'm sure CC would not decline this request.

I have apay with 1.20 lakhs limit and a fd backed platinum card(9k limit). Can i get platinum card(500Rs fee) by just calling them and i don't want to close my existing cards?

 

[Waynoway]

I have apay with 1.20 lakhs limit and a fd backed platinum card(9k limit). Can i get platinum card(500Rs fee) by just calling them and i don't want to close my existing cards?

I believe that should be possible. I'm assuming you're talking about mmt platinum. Also, if not now, then later down the road, you'll need to close insta platinum card whenever you close your fd as they may never convert your secured card to unsecured card.

 

[Lakshya Mahani]

I'm assuming you're talking about mmt platinum

Yes, you are correct.

you'll need to close insta platinum card whenever you close your fd as they may never convert your secured card to unsecured card.

Yes, I will close my fd if i get the mmt platinum card.
so, what do i have to say to cc get mmt platinum card?

 

[Waynoway]

i got it from ICICI app. but you can also call them tell you have apay and are looking for additional card. ICICI customer care is very flexible with these sort of needs.

 

[Waynoway]

don't talk about converting. ask them for additional

 

[Lakshya Mahani]

I will try.

 

[Lakshya Mahani]

I just called ICICI CC for MMT Platinum card, she has got my request for mmt card, also confirmed the card will be delivered to you in the next 10 days, later she told me that the amazon card will not be closed and both the cards will have the shared limit, for which i have the voice recording as well( for proof purpose), if my apay card gets closed, i will directly complain to PNO( ICICI Bank). Fingers crossed.🤞

 

[Waynoway]

I just called ICICI CC for MMT Platinum card, she has got my request for mmt card, also confirmed the card will be delivered to you in the next 10 days, later she told me that the amazon card will not be closed and both the cards will have the shared limit, for which i have the voice recording as well( for proof purpose), if my apay card gets closed, i will directly complain to PNO( ICICI Bank). Fingers crossed.🤞

yeah, apay will not be closed. that's how ICICI functions. i know closing platinum will impact your credit score as it's your oldest card, but I'll still recommend closing it as eventually the score will bounce back once you have both apay and mmt open long enough. and as both are ltf (mmt only has 590 one time charge) and are unsecured, you can keep them forever.

 

[federer.reddevil]

I just called ICICI CC for MMT Platinum card, she has got my request for mmt card, also confirmed the card will be delivered to you in the next 10 days, later she told me that the amazon card will not be closed and both the cards will have the shared limit, for which i have the voice recording as well( for proof purpose), if my apay card gets closed, i will directly complain to PNO( ICICI Bank). Fingers crossed.🤞

It will not be closed I hold both MMT Platinum and Apay card with shared limit

 

[Lakshya Mahani]

yeah, apay will not be closed. that's how ICICI functions. i know closing platinum will impact your credit score as it's your oldest card, but I'll still recommend closing it as eventually the score will bounce back once you have both apay and mmt open long enough. and as both are ltf (mmt only has 590 one time charge) and are unsecured, you can keep them forever.

Yeah, i will close platinum card in a few days. Today, I received MMT platinum card too. So now i have MMT and Apay card with a combined limit of 1.20 lakhs which is sufficient for me as of now.

 

[Lakshya Mahani]

Also, i was thinking to get platinum( no harm in keeping as it is LTF) on basis of MMT in few months as it can help to apply C2C because sometimes C2C is not possible with co-branded cards and ICICI many times gives a huge LE.

 

[Waynoway]

Also, i was thinking to get platinum( no harm in keeping as it is LTF) on basis of MMT in few months as it can help to apply C2C because sometimes C2C is not possible with co-branded cards and ICICI many times gives a huge LE.

i applied C2C in bob with apay and got it at almost 60% limit of my apay card