Is IDFC Saving account worth it?

[ChurningNoob]

I have IDFC credit card and I keep receiving offer to apply for savings account and I see 10,000 MAB is being given as 0 MAB for lifetime.

Are there any perks? And does this Classic debit card also have reward points?

 

[Arun Pratheep]

I have IDFC credit card and I keep receiving offer to apply for savings account and I see 10,000 MAB is being given as 0 MAB for lifetime.

Are there any perks? And does this Classic debit card also have reward points?

You will get reward points even for Classic debit card.
Take this account if you want to get rewards for paying CC using debit card

 

[AritraSaha]

I have IDFC credit card and I keep receiving offer to apply for savings account and I see 10,000 MAB is being given as 0 MAB for lifetime.

Are there any perks? And does this Classic debit card also have reward points?

You should open the account, it's very good offering in 0mab.
Also there is loot going on in their debit card..
2%cb above 20k....
Plz search the forum for more info.

 

[ChurningNoob]

You should open the account, it's very good offering in 0mab.
Also there is loot going on in their debit card..
2%cb above 20k....
Plz search the forum for more info.

Can you pls link it?

 

[Arun Pratheep]

Can you pls link it?

IDFC First Bank Launched its Debit Card Reward System

IDFC First Bank launched its debit card reward system recently. Now you'll earn reward points for spending money using your IDFC First Bank debit card. Reward portal link - https://www.firstrewards.com/ Reward system for IDFC First Bank normal debit card- 2000 welcome reward points on IDFC...

www.technofino.in

 

[palen]

Their support seems terrible. I sent an email, waited for 7 days and then escalated to level 2. It has been more than 10 days and no response so far.

 

[ChurningNoob]

Their support seems terrible. I sent an email, waited for 7 days and then escalated to level 2. It has been more than 10 days and no response so far.

I have account with Axis so I can tolerate any support team now 😭

 

[skvignesh]

I have IDFC credit card and I keep receiving offer to apply for savings account and I see 10,000 MAB is being given as 0 MAB for lifetime.

Are there any perks? And does this Classic debit card also have reward points?

which idfc cc you have?

 

[AritraSaha]

I have account with Axis so I can tolerate any support team now 😭

Try Indusind...
Don't cry later...

This recommendation is only for pros , do it at your own risk..

 

[samm255]

Here I am waiting to receive offer so I can open account. @ChurningSidd were you getting 0 balance account open offer through whasapp?

 

[ChurningNoob]

which idfc cc you have?

Wealth

Here I am waiting to receive offer so I can open account. @ChurningSidd were you getting 0 balance account open offer through whasapp?

email, sms, whatsapp, call

 

[ravipotter]

Even after holding a wealth account the IDFC customer service is abysmal. Even Nodal officer, the highest grievance redressal person can't be bothered to reply.

In terms of customer service, for savings account I found Axis better, as long as you can ignore the policies that are continuously peddled to you.

 

[Arun Pratheep]

Here I am waiting to receive offer so I can open account. @ChurningSidd were you getting 0 balance account open offer through whasapp?

I got the offer through whatsapp

 

[samm255]

I got the offer through whatsapp

Yeah, many people got this offer through whatsapp so I am waiting for myself to get it.

 

[tec14]

I got the offer through whatsapp

I also got an offer saying "exclusive lifetime waiver of monthly average balance maintenance" , but when I click on the click, I still see two options - one with 25K MAB, one with 10K MAB and nothing with 0 AMB. Anyone has some idea when the offers gets applied?

 

[samm255]

I also got an offer saying "exclusive lifetime waiver of monthly average balance maintenance" , but when I click on the click, I still see two options - one with 25K MAB, one with 10K MAB and nothing with 0 AMB. Anyone has some idea when the offers gets applied?

Enter details and Aadhar, after entering Aadhar OTP see if 10k changes to zero?

 

[tec14]

Enter details and Aadhar, after entering Aadhar OTP see if 10k changes to zero?

Yes that works!! Thanks : )

 

[samm255]

Yes that works!! Thanks : )

Great, take a screenshot of that page and also take whatsapp screenshot and then confirm with them in email for future to be on safe side.

 

[jack333]

If you upgrade account to wealth then also it becomes zero mab

 

[tec14]

Great, take a screenshot of that page and also take whatsapp screenshot and then confirm with them in email for future to be on safe side.

Yes all done, will do vkyc tomorrow, thanks again!!