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is cashback card worth it for paying renewal free + GST if i'm getting LTF HDFC millenia?

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Eagle1 said:
why do you think this isnt worth? if you spend 10k in a month your profit is 6000-1200= 4800...take a ltf millennia as additional card..
FYF offer is till 31st march in future if you think this card is not profitable you can close this card within a year
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You could have added @Abhishek012 tricks' spends & he could easily complete ₹200k spends for Annual fee waiver, so 6K+ profit
 
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Cashback card is far far more than worth it.
You'll get much more benefits out of it compared to its annual fees. Go for it without any doubt.

Only drawback of this card is sbi instant discount offer doesn't work and app gets blocked for 24-48 hrs if you try buying multiple amazon pay vouchers from gyftr and amazon etc.

Recently i paid 2 LIC premiums via amazon worth Rs 90k. App already showing 3k cashback and am expecting additional 2.5k once 1 remaining unbilled transaction moves from in-process unbilled to settled unbilled. PFA screenshot if you didn't understand my point.
 

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Dheeraj Singh said:
Cashback card is far far more than worth it.
You'll get much more benefits out of it compared to its annual fees. Go for it without any doubt.

Only drawback of this card is sbi instant discount offer doesn't work and app gets blocked for 24-48 hrs if you try buying multiple amazon pay vouchers from gyftr and amazon etc.

Recently i paid 2 LIC premiums via amazon worth Rs 90k. App already showing 3k cashback and am expecting additional 2.5k once 1 remaining unbilled transaction moves from in-process unbilled to settled unbilled. PFA screenshot if you didn't understand my point.
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Should'nt be direct payment of insurance come under utility category? May be a glitch?
 
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jimmypappachan said:
Should'nt be direct payment of insurance come under utility category? May be a glitch?
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I had to pay 74k for 2nd insurance.
Bought 20k amazon vouchers from gyftr and paid balance using Cashback credit card in the same transaction...BTW i have already received 5700 cashback in my login. So doing partial payments using apay balnce trick still works for insurance payments on amazon.
 
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Dheeraj Singh said:
I had to pay 74k for 2nd insurance.
Bought 20k amazon vouchers from gyftr and paid balance using Cashback credit card in the same transaction...BTW i have already received 5700 cashback in my login. So doing partial payments using apay balnce trick still works for insurance payments on amazon.
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Is sbi gyftr yono limit now 10k or 20k ?
 
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