Is AU bank LIT credit card worth to own?

[rajatsubhradebnath@gmail.]

Is AU bank LIT credit card worth to own?

 

[Wealth is my birth right!]

Please share your views. Prepared few clubbing examples.

AU LIT Customizable Features

Anyone who has AU LIT CC, can you please post the prices of all the different features you can add-on in this card ! (e.g. 299+ GST for 10x reward points online for 90 days) Will decide based on those costs whether to go for that card !

www.technofino.in

Yes if u choose 3 things it will give Rs.3750 Cashback - Rs.1059 Fee = Rs.2691
Net Cashback on Rs.30,000 Spend
= 8.97% Cashback

 

[Chin]

How?
5% milestone is capped at 500
5% on categories @ 1000
10x reward points - no cap
So for 30k it only comes up to 750 so total 2250rs.
After devaulation it will be 0.20 instead of 0.25 so 600 and an +99 and gst on redemption.

Yes if u choose 3 things it will give Rs.3750 Cashback - Rs.1059 Fee = Rs.2691
Net Cashback on Rs.30,000 Spend
= 8.97% Cashback

 

[Wealth is my birth right!]

How?
5% milestone is capped at 500
5% on categories @ 1000
10x reward points - no cap
So for 30k it only comes up to 750 so total 2250rs.
After devaulation it will be 0.20 instead of 0.25 so 600 and an +99 and gst on redemption.

Au bank sometimes give 100/- in wallet which can be used to subscribe the rider packs which also considered in %

 

[kuldeep1717]

It has a higher max CB limit

but one needs to spend Rs.50K to be able to earn the max CB worthRs.1000/-, though at a lower subscription fee than 5% CB one. It is also worth considering

 

[kuldeep1717]

Is AU bank LIT credit card worth to own?

It indeed is, atleast for its offerings. Albeit, one has to pay subscription charges in order to avail those rewards/cashbacks, yet if we compare what we spent and what we get in lieu, we never get disappointed. Having my say here with experience. Sometimes I, feel like closing all of my CCs and to keep AU LIT CC only in my wallet.