IOB online account opening detailed process - Best for RSDC

[Donald J. Trump]

I have been receiving lot of dms regarding IOB account opening process and for RSDC.
So putting everything in one thread.

Account opening process
1. Open this link

https://vkyc.iob.in/customerVkyc

Choose account variant - SAVINGS ACCOUNT - PUBLIC
its mab is very low 100/200 only without chequebook

2. Fill all ur personal details.
UnTick debit card
Untick chequebook
Tick netbanking and mobile banking

3. Submit application and do video kyc.

4. U will receive user id password of netbanking in the mail after account opening usually takes 3 to 1week.

5. In netbanking, apply rupay select debit card.
Rupay select dc fee 800JF/800AF

Trick to get RSDC at low price
Untick dc while opening account.
login into netbanking and apply rupay classic at 150+gst.
After 4 5 days , Use debit card upgrade option in netbanking or app from rupay classic to rupay select.
Upgrade fee only 350+gst

Overall 150+350 = 500+gst instead of 800+gst.
300 saved in joining fee


Overall 800 fee RSDC at 100/200mab is a great choice

Why everyone's so hyped about RSDC? Is there something I am missing out on ?

Quarterly
Spa,gym,uber, health
Yearly
Prime

I mean I read this. but is there a source or link to read in detail about these benefits? specifically the OTT & Uber one

 

[Ram1]

Why everyone's so hyped about RSDC? Is there something I am missing out on ?


I mean I read this. but is there a source or link to read in detail about these benefits? specifically the OTT & Uber one

No comments on this. Its upto the individuals

 

[Garry]

Can anyone please tell validity of their rupay classic DC like its 2 year, 3 year or more as I want to find expiry of newly issued dc which is not delivered yet.

 

[Ram1]

Can anyone please tell validity of their rupay classic DC like its 2 year, 3 year or more as I want to find expiry of newly issued dc which is not delivered yet.

@zomato can u help him

 

[zomatoo]

@zomato can u help him

It's @zomatoo with two oo

 

[Ram1]

It's @zomatoo with two oo

Verified tag lelo bhai😁

 

[zomatoo]

Verified tag lelo bhai😁

Are @zomato bhai kya haal chaal

 

[Donald J. Trump]

Are these same benfits also available of Rupay Select Credit Cards?? @Ram1

 

[Ram1]

Are these same benfits also available of Rupay Select Credit Cards?? @Ram1

These means Which benefits?

 

[Ram1]

It's @zomatoo with two oo

Petition to go back to zomato logo 🤣

 

[Donald J. Trump]

These means Which benefits?

all of them or most of them. Is there any difference in benefits for RSDC & RSCC??

 

[Donald J. Trump]

all of them or most of them. Is there any difference in benefits for RSDC & RSCC??

if there's no difference I won't get RSDC. I already have RSCC

 

[Ram1]

all of them or most of them. Is there any difference in benefits for RSDC & RSCC??

A normal rsdc has ott yearly, gym spa uber health vouchers quarterly.
These benefits are same across all banks except pnb new dcs.

But rscc are very different. Most rscc wont offer any vouchers. But some psus do like boi,pnb,ubi etc..
That too all are yearly only. So waste

 

[Ram1]

if there's no difference I won't get RSDC. I already have RSCC

What rscc u have now

 

[Donald J. Trump]

What rscc u have now

millennia cc

A normal rsdc has ott yearly, gym spa uber health vouchers quarterly.
These benefits are same across all banks except pnb new dcs.

But rscc are very different. Most rscc wont offer any vouchers. But some psus do like boi,pnb,ubi etc..
That too all are yearly only. So waste

i thought both are same 😢😢😢