IOB online account opening detailed process - Best for RSDC

[Donald J. Trump]

I have been receiving lot of dms regarding IOB account opening process and for RSDC.
So putting everything in one thread.

Account opening process
1. Open this link

https://vkyc.iob.in/customerVkyc

Choose account variant - SAVINGS ACCOUNT - PUBLIC
its mab is very low 100/200 only without chequebook

2. Fill all ur personal details.
UnTick debit card
Untick chequebook
Tick netbanking and mobile banking

3. Submit application and do video kyc.

4. U will receive user id password of netbanking in the mail after account opening usually takes 3 to 1week.

5. In netbanking, apply rupay select debit card.
Rupay select dc fee 800JF/800AF

Trick to get RSDC at low price
Untick dc while opening account.
login into netbanking and apply rupay classic at 150+gst.
After 4 5 days , Use debit card upgrade option in netbanking or app from rupay classic to rupay select.
Upgrade fee only 350+gst

Overall 150+350 = 500+gst instead of 800+gst.
300 saved in joining fee


Overall 800 fee RSDC at 100/200mab is a great choice

Why everyone's so hyped about RSDC? Is there something I am missing out on ?

Quarterly
Spa,gym,uber, health
Yearly
Prime

I mean I read this. but is there a source or link to read in detail about these benefits? specifically the OTT & Uber one

 

[Ram1]

Why everyone's so hyped about RSDC? Is there something I am missing out on ?


I mean I read this. but is there a source or link to read in detail about these benefits? specifically the OTT & Uber one

No comments on this. Its upto the individuals

 

[Garry]

No if u upgrade only 350 charges

Bro most people know about rsdc and its benefits.
Let them explore ,no need spoon feeding.
We are putting everything in one place which is making easy for banks to know and devalue benefits

Also ppl with highest "i.q." should not let it waste lying there but sometimes use it or it will get rotten. 🤣