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Axis Credit Card Insta Loan on Axis credit card

SycSCNR

TF Buzz
Any one here got any experience with insta loan on credit card of Axis Bank.I have been offered 75k loan on my axis myzone card.I have flipkart card too and the aggregate limit is 1lakh.Both card limit is 1lakh.

The bank said they will block the loan amount from the corresponding card and u can only use the balance amount.

I want to know if the loan amount money blocked on the card has any effect on the available aggregate limit means if I take the loan they will block 75k from my myzone card and since my Flipkart card also have 1lakh limit does it have any effect in the aggregate limit?
 
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