IndusInd Limited Time Offer - Pioneer | Grande Care | Care Savings account

[ccdc]

Apologies, but I am unable to share excerpts from the written communication. However, it has been reconfirmed to me that this is not a time bound offer, and the Pioneer account is not part of the Freedom Offer. All other terms and conditions are as per the Schedule of Charges (SOC) applicable to this account variant.

so how did you get 10L mab waived off if pioneer is not part of freedom offer?

 

[BhaiyaJi]

Offer available for existing customers?

 

[rohita]

Please note the following:

• Firstly, the Pioneer account variant specifies a Quarterly Average Balance (QAB) requirement of ₹10 lakh, not a Monthly Average Balance (MAB), as per the Schedule of Charges (SOC).
• Secondly, the SOC clearly states that Non-Maintenance Charges are 'Waived Off' for this account variant.

I have also received written assurance that the account will not be downgraded under any circumstances, which was my primary concern.

so how did you get 10L mab waived off if pioneer is not part of freedom offer?

 

[rohita]

Offer available for existing customers?

No information with me.

 

[rohita]

follow up question on this : BM and RM have no role to play in this ? So it means irrespective of any promises from BM or RM, the account will be considered as lifetime zero-balance account if opened during the offer window with initial of 10 Lakh ?

Based on my understanding, the Pioneer account variant is not part of any promotional offer, and the Schedule of Charges (SOC) does not mention any non-maintenance charges for not maintaining the QAB. I suggest reviewing the SOC in detail, and if you have any further questions, it’s best to clarify them directly with your branch contact preferably in writing to avoid any ambiguity in the future.