IndusInd Limited Time Offer - Pioneer | Grande Care | Care Savings account

[codenerd]

That is something to celebrate 💐
Congratulations 🎉

Thanks😊 Have been waiting for around 2 years for this account. Finally it's happening. Just want that metal card even if it's subpar metal🤣

Since indusind has shitty interest rate, i will withdraw major chunk and keep it in my idfc wealth account only.

 

[codenerd]

branch in my area and other locations are not accepting the existence of freedom offer for pioneer savings account .

Can you please check your DM. I have sent some queries regarding this.

Replied. Pls check DM

 

[codenerd]

the cust care or branch staff or the product team isn't confirming any such offers for pioneer savings account

Its Kolkata branch specific then for Pioneer.

 

[rohita]

Its Kolkata branch specific then for Pioneer.

Which Kolkata branch is it?

 

[veeru]

Offer is extended Till September 30th 2025.

 

[quino]

Offer is extended Till September 30th 2025.

@codenerd can u confirm if this is the case with your branch?

 

[codenerd]

@codenerd can u confirm if this is the case with your branch?

Not sure. But my dad's pioneer is opened. Will. receive welcome kit in a day or 2 then my addon account will be added.

 

[codenerd]

@codenerd can u confirm if this is the case with your branch?

Banks will say yes yes even if offer is gone 🤣 But yeah grande care offer is still there everywhere.

 

[quino]

Banks will say yes yes even if offer is gone 🤣

But obviously we'll take it in writing like u did, does that hold any weight?

 

[codenerd]

But obviously we'll take it in writing like u did, does that hold any weight?

Can try, should hold weight if BM is involved coz RMs are just sales agents. They can keep switching jobs frequently so their statements are kind of good to avoid but yeah if a bank employee gives you in writing, it holds good irrespective of whether the employee is working or not!

 

[codenerd]

Primary account opened!
Waiting for my add on account.
Kit received in around 5 days from the date of opening.

PVC card is really good looking deisgn wise but print quality and card quality is subpar. Expected much better quality. Axis ace has way better build quality.

Once u get my addon account opened, will request for free pioneer metal card.

Checked on. BMS for nom. movie offer and it showed offer applicable but for movie it showed quota exhausted.

Can someone tell me what are the best time slots for indusind cards? If posisble for pioneer specifically for MOVIE?

Got offer for pioneer legacy credit card which they are calling premium/ super premium but need to spend 50K in 90 days to make it LTF.

I am pushing for LTF Indulge /LTF Avios. I am okay to let go of joining benefits if given LTF.
I currently hold their stupid Legend card eith just 1.5L limit.

Let's see. They asked me to mail them for CL enhancement first then only uograde may work and no guarantee of LTF. Will update once done.

Please tell me -
Does LTF Pioneer Legacy credit card have any damn benefit? If yes what?

Does the revalued Avios credit card with reduced joining fees still come as metal card or pvc?

 

[Gau₹av]

Pioneer Legacy CC on weekdays: 1% as statement cash
Pinnacle CC (any day of the week): 1.88% as statement cash
Pioneer Legacy CC on weekends: 2% as statement cash

Subtract ₹176 as reward redemption charges (₹149+GST) so 1.88% of Pinnacle becomes 1.80%

Pioneer Legacy is actually inferior to Pinnacle considering the 2% is only on 2 days but the stupid people who made these credit card products were clueless

Pioneer Heritage Metal is again inferior for domestic (just 1%) than Pinnacle but suddenly jumps to 2.5% for international and has 0-forex. Pioneer Heritage Metal does not have rewards redemption fees. (after demanding 2L joining fees, maybe their guilty conscience awakened 🤭 )

 

[sanarora]

Pioneer Legacy CC on weekdays: 1% as statement cash
Pinnacle CC (any day of the week): 1.88% as statement cash
Pioneer Legacy CC on weekends: 2% as statement cash

Subtract ₹176 as reward redemption charges (₹149+GST) so 1.88% of Pinnacle becomes 1.80%

Pioneer Legacy is actually inferior to Pinnacle considering the 2% is only on 2 days but the stupid people who made these credit card products were clueless

Pioneer Heritage Metal is again inferior for domestic (just 1%) than Pinnacle but suddenly jumps to 2.5% for international and has 0-forex.

That is very informative..! I hold LtF pinnacle with complimentary Exclusive account, def not worth trying to upgrade to pioneer via 10L balance route then..! Thanks.

 

[Cc_creditguy]

Hi team can we open acc for non senior citizens is there any possible way

 

[codenerd]

Hi team can we open acc for non senior citizens is there any possible way

Need primary acc holder to be senior citizen as per the offer mentioned on this thread.

 

[SUNIL JARIWALA]

Can you please check your DM. I have sent some queries regarding this

 

[rohita]

Following my discussion with the Relationship Manager (RM) and Branch Manager (BM), and based on their written confirmation, it has been officially stated that the Pioneer Savings Account will remain an unconditional, lifetime zero-balance account once the initial funding requirement of ₹10,00,000 is met and maintained during the month of account opening. They further clarified that the account is available to all individuals and is not restricted to senior citizens. Additionally, it was confirmed that the account will not be downgraded, even if the balance subsequently falls to zero.

 

[ccdc]

Following my discussion with the Relationship Manager (RM) and Branch Manager (BM), and based on their written confirmation, it has been officially stated that the Pioneer Savings Account will remain an unconditional, lifetime zero-balance account once the initial funding requirement of ₹10,00,000 is met and maintained during the month of account opening. They further clarified that the account is available to all individuals and is not restricted to senior citizens. Additionally, it was confirmed that the account will not be downgraded, even if the balance subsequently falls to zero.

can you pls share the written comm...pls black out the private info...also is this valid till sept end....also do we get the pioneer dc ltf?

 

[PeakyBlinder]

Following my discussion with the Relationship Manager (RM) and Branch Manager (BM), and based on their written confirmation, it has been officially stated that the Pioneer Savings Account will remain an unconditional, lifetime zero-balance account once the initial funding requirement of ₹10,00,000 is met and maintained during the month of account opening. They further clarified that the account is available to all individuals and is not restricted to senior citizens. Additionally, it was confirmed that the account will not be downgraded, even if the balance subsequently falls to zero.

follow up question on this : BM and RM have no role to play in this ? So it means irrespective of any promises from BM or RM, the account will be considered as lifetime zero-balance account if opened during the offer window with initial of 10 Lakh ?

 

[rohita]

can you pls share the written comm...pls black out the private info...also is this valid till sept end....also do we get the pioneer dc ltf?

Apologies, but I am unable to share excerpts from the written communication. However, it has been reconfirmed to me that this is not a time bound offer, and the Pioneer account is not part of the Freedom Offer. All other terms and conditions are as per the Schedule of Charges (SOC) applicable to this account variant.