A massive devaluation has been announced for the IndusInd EazyDiner Signature Credit Card, effective 15th July 2025. Let’s first walk through all the changes that are about to hit us, and then I’ll share my brutally honest opinion about this downgrade.
Other Charges:
To be honest, I’m not even upset about the removal of lounge access or the BookMyShow movie offer – those are secondary perks. But I do wish they had at least kept the ₹5,000 monthly discount without extra spending conditions, and skipped the fee hike.
You can easily get your ₹2,000–₹5,000 monthly discount using multiple cards you already have. However, if you're someone who eats out frequently (5+ times a month) and makes small-ticket dining spends, this card might still give you a bit of extra savings.
But for most users? This downgrade is the end of the road.
What's Changing from 15th July 2025:
- Monthly discount is now capped at ₹2,000, regardless of how much you spend.
- If you spend ₹30,000 or more in the previous calendar month on non-dining categories, you can unlock an additional ₹3,000 in discounts.
- So the absolute maximum monthly discount you can get is ₹5,000 – and that too only under certain conditions.
- The per-transaction discount remains the same: 25% off, capped at ₹1,000 per transaction.
Other Charges:
- Dining Spends:
- No more reward points.
- Previously: 10 Reward Points per ₹100 spent on dining.
- Hotel & Travel Bookings:
- Now: 10 Reward Points per ₹100 spent.
- Previously: 4 Reward Points per ₹100 – so sounds better... but wait.
- Reward Point Value Slashed:
- Now: 1 RP = ₹0.10
- Previously: 1 RP = ₹0.20
- That’s a 50% reduction in value, rendering the so-called increase in points pretty useless.
- Complimentary Airport Lounge Access – Gone.
- BookMyShow Movie Ticket Discounts – Also gone.
- Annual fee revised to ₹2,999 + GST.
- Was earlier ₹1,999 + GST.
New Renewal Benefit:
- You’ll get a ₹7,500 stay voucher for Postcard Hotels as a renewal perk.
My Honest Opinion:
This is, without a doubt, a brutal devaluation. And to be fair, it was long expected. When this card first launched, many of us discussed how the benefits were too good to last. Now, after using the card for nearly a year, I can say I'm deeply disappointed – not that the card was downgraded, but how severely it was. I was expecting a reasonable downgrade, but this just feels like an overhaul of everything that made this card amazing. And to add insult to injury? A ₹1,000 hike in annual fees. Sure, they’ve added 10X rewards on travel categories, but then they slashed the reward point value in half – so you’re not really gaining anything. As with all good things, this card’s golden era has come to an end.To be honest, I’m not even upset about the removal of lounge access or the BookMyShow movie offer – those are secondary perks. But I do wish they had at least kept the ₹5,000 monthly discount without extra spending conditions, and skipped the fee hike.
The Bigger Picture
This isn’t an isolated incident. A lot of co-branded credit cards are either being devalued or discontinued altogether due to losses banks are facing.- Kotak-Myntra card – Discontinued.
- Zomato RBL Black & Zomato White Card – Discontinued. (This was the GOAT of dining cards, no doubt.)
Final Thoughts
In my opinion, for regular EazyDiner discounts, you don’t need a separate card anymore. There are plenty of bank-specific EazyDiner offers floating around already.You can easily get your ₹2,000–₹5,000 monthly discount using multiple cards you already have. However, if you're someone who eats out frequently (5+ times a month) and makes small-ticket dining spends, this card might still give you a bit of extra savings.
But for most users? This downgrade is the end of the road.
