Bro ... There's no specific use of this account as of now. As mentioned above, I didn't close it since it's a zero balance account. Every month, I move the required amount for SIP to this account. That's all.
My main requirement here is that if I can get that Delights card and get the 5% cashback on fuel spends, that's a great thing.
I currently use the (now discontinued) Bharat Cashback card (LTF) from HDFC and it gives 5% cashback across all fuel pumps. It's not brand specific and I mostly fill my car from Jio-BP. The downside is that it's capped to 150 rs per month. My fuel expenses are around 7k per month and I can make more of it with this card. Ik I can get the SC Super value titanium card but I'm not planning to get a new CC and I don't think I'll spend enough to get the fee waiver.
Also, I just don't want to go to Indusind bank physically to close and create a new account.