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IndusInd Bank Solitaire Credit Card Launched | Full Details & Review

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IndusInd Bank recently launched a premium credit card just before the new year, name Indus Solitaire Credit Card. Let's delve into the details of this credit card.

Solitaire_card-img_397x257px.png

Charges:
Joining: 30,000 + GST
Annual Fees: 10,000 + GST

Welcome Benefits:

1. Get complimentary Taj Epicure Preferred Membership for one year (First year only), which comes with:

Night Stay: Get one voucher for 1 Night Stay with breakfast for two persons​
Upgrade Vouchers: 2 Vouchers for one-level room upgrade for one night reserved directly at Best Available Rate​
Set Meals: Get two vouchers at All Day Dining Restaurants for two people​
Complimentary Spa Treatments: Complimentary one-time 60-minute spa treatment and access to sauna and steam for one person​
Year round discounts: Get up to 25% discount on your stay, dine-in, takeaway and Spa treatments​
More details about Taj Epicure Preferred Membership here: https://www.tajhotels.com/en-in/epicureprogram/

2. Spend INR 1 lakh in first 30 days from card issuance date and earn 5000 Bonus Reward Points

3. Get EazyDiner Prime Membership for One Year

4. Club ITC Culinaire Membership: Get ITC Culinaire Membership as welcome benefit (Mastercard World Elite benefit), your membership will be renewed automatically every year for free.

5. Moneycontrol Pro Membership

Main Benefits:
1. Enjoy 4 complimentary International lounge visits per quarter and 4 complimentary Domestic lounge visits per quarter. IndusInd Bank tied up with Lounge Key for offering lounge access on this credit card. You don't need any separate card for international lounge access, just swipe your credit card and tell lounge manager this card has lounge key membership.
2. Enjoy Zero Markup Fees on all foreign transactions.
3. 1% surcharges waiver at all fuel stations in India. Your transaction amount should be between 400/- to 4000/-

Reward System:
Earn 1 Reward Point on every INR 100 spent
Note: Reward points earning on transactions done at select MCC categories such as utility bill payments, insurance premium, government services, Educational Institutes, Real Estate and rental payments will be 0.70 Reward Point for every Rs 100 spent.
Fuel transactions will not accrue any reward points.

Redemption:
Convert your Reward Points to Airmiles with our Airline Partners in the ratio of 5 Reward Point = 4 Air miles. (Options: Club Vistara & Intermiles)​
Get Cash Credit in the ratio of 1 Reward Point = ₹ 0.50.​

Reward Rate:
Airmiles: 0.80%​
Cash: 0.50%​
TF Opinion: At the time of joining, you are getting more than enough benefits to offset the joining fees, but this card seriously lags behind in terms of the reward system. I mean, look at its value back percentage; it's lower than any entry-level credit card. When you are paying a 30,000 joining fee and a 10,000 annual fee every year, then you should get enough value back to justify the fees, but this card offers nothing more than zero markup fees. There are better cards available if you want Taj Epicure membership.

IndusInd Bank tried to copy the 5:4 transfer ratio from Axis Magnus, but they forgot to copy Magnus's reward earning rate. And also forgot to partner with any international airlines or hotel chain.

This card is not a value-for-money credit card. Even if you want a zero markup fees card, there are cheaper alternatives available.
 
IndusInd Bank thinks launching a credit card with high joining fees makes it premium card. Someone should let them know they forgot to include benefits 🤣🤣
Almost every IndusInd card is trash. They don't think before launching card. They just launch at high price and after few months, offer the same card as LTF or one time fee.
 
IndusInd Bank recently launched a premium credit card just before the new year, name Indus Solitaire Credit Card. Let's delve into the details of this credit card.

View attachment 38104

Charges:
Joining: 30,000 + GST
Annual Fees: 10,000 + GST

Welcome Benefits:

1. Get complimentary Taj Epicure Preferred Membership for one year (First year only), which comes with:

Night Stay: Get one voucher for 1 Night Stay with breakfast for two persons​
Upgrade Vouchers: 2 Vouchers for one-level room upgrade for one night reserved directly at Best Available Rate​
Set Meals: Get two vouchers at All Day Dining Restaurants for two people​
Complimentary Spa Treatments: Complimentary one-time 60-minute spa treatment and access to sauna and steam for one person​
Year round discounts: Get up to 25% discount on your stay, dine-in, takeaway and Spa treatments​
More details about Taj Epicure Preferred Membership here: https://www.tajhotels.com/en-in/epicureprogram/

2. Spend INR 1 lakh in first 30 days from card issuance date and earn 5000 Bonus Reward Points

3. Get EazyDiner Prime Membership for One Year

4. Club ITC Culinaire Membership: Get ITC Culinaire Membership as welcome benefit (Mastercard World Elite benefit), your membership will be renewed automatically every year for free.

5. Moneycontrol Pro Membership

Main Benefits:
1. Enjoy 4 complimentary International lounge visits per quarter and 4 complimentary Domestic lounge visits per quarter. IndusInd Bank tied up with Lounge Key for offering lounge access on this credit card. You don't need any separate card for international lounge access, just swipe your credit card and tell lounge manager this card has lounge key membership.
2. Enjoy Zero Markup Fees on all foreign transactions.
3. 1% surcharges waiver at all fuel stations in India. Your transaction amount should be between 400/- to 4000/-

Reward System:
Earn 1 Reward Point on every INR 100 spent
Note: Reward points earning on transactions done at select MCC categories such as utility bill payments, insurance premium, government services, Educational Institutes, Real Estate and rental payments will be 0.70 Reward Point for every Rs 100 spent.
Fuel transactions will not accrue any reward points.

Redemption:
Convert your Reward Points to Airmiles with our Airline Partners in the ratio of 5 Reward Point = 4 Air miles. (Options: Club Vistara & Intermiles)​
Get Cash Credit in the ratio of 1 Reward Point = ₹ 0.50.​

Reward Rate:
Airmiles: 0.80%​
Cash: 0.50%​
TF Opinion: At the time of joining, you are getting more than enough benefits to offset the joining fees, but this card seriously lags behind in terms of the reward system. I mean, look at its value back percentage; it's lower than any entry-level credit card. When you are paying a 30,000 joining fee and a 10,000 annual fee every year, then you should get enough value back to justify the fees, but this card offers nothing more than zero markup fees. There are better cards available if you want Taj Epicure membership.

IndusInd Bank tried to copy the 5:4 transfer ratio from Axis Magnus, but they forgot to copy Magnus's reward earning rate. And also forgot to partner with any international airlines or hotel chain.

This card is not a value-for-money credit card. Even if you want a zero markup fees card, there are cheaper alternatives available.
Once a bhikhari, always a bhikhari. "INDUSIND"
 
IndusInd Bank recently launched a premium credit card just before the new year, name Indus Solitaire Credit Card. Let's delve into the details of this credit card.

View attachment 38104

Charges:
Joining: 30,000 + GST
Annual Fees: 10,000 + GST

Welcome Benefits:

1. Get complimentary Taj Epicure Preferred Membership for one year (First year only), which comes with:

Night Stay: Get one voucher for 1 Night Stay with breakfast for two persons​
Upgrade Vouchers: 2 Vouchers for one-level room upgrade for one night reserved directly at Best Available Rate​
Set Meals: Get two vouchers at All Day Dining Restaurants for two people​
Complimentary Spa Treatments: Complimentary one-time 60-minute spa treatment and access to sauna and steam for one person​
Year round discounts: Get up to 25% discount on your stay, dine-in, takeaway and Spa treatments​
More details about Taj Epicure Preferred Membership here: https://www.tajhotels.com/en-in/epicureprogram/

2. Spend INR 1 lakh in first 30 days from card issuance date and earn 5000 Bonus Reward Points

3. Get EazyDiner Prime Membership for One Year

4. Club ITC Culinaire Membership: Get ITC Culinaire Membership as welcome benefit (Mastercard World Elite benefit), your membership will be renewed automatically every year for free.

5. Moneycontrol Pro Membership

Main Benefits:
1. Enjoy 4 complimentary International lounge visits per quarter and 4 complimentary Domestic lounge visits per quarter. IndusInd Bank tied up with Lounge Key for offering lounge access on this credit card. You don't need any separate card for international lounge access, just swipe your credit card and tell lounge manager this card has lounge key membership.
2. Enjoy Zero Markup Fees on all foreign transactions.
3. 1% surcharges waiver at all fuel stations in India. Your transaction amount should be between 400/- to 4000/-

Reward System:
Earn 1 Reward Point on every INR 100 spent
Note: Reward points earning on transactions done at select MCC categories such as utility bill payments, insurance premium, government services, Educational Institutes, Real Estate and rental payments will be 0.70 Reward Point for every Rs 100 spent.
Fuel transactions will not accrue any reward points.

Redemption:
Convert your Reward Points to Airmiles with our Airline Partners in the ratio of 5 Reward Point = 4 Air miles. (Options: Club Vistara & Intermiles)​
Get Cash Credit in the ratio of 1 Reward Point = ₹ 0.50.​

Reward Rate:
Airmiles: 0.80%​
Cash: 0.50%​
TF Opinion: At the time of joining, you are getting more than enough benefits to offset the joining fees, but this card seriously lags behind in terms of the reward system. I mean, look at its value back percentage; it's lower than any entry-level credit card. When you are paying a 30,000 joining fee and a 10,000 annual fee every year, then you should get enough value back to justify the fees, but this card offers nothing more than zero markup fees. There are better cards available if you want Taj Epicure membership.

IndusInd Bank tried to copy the 5:4 transfer ratio from Axis Magnus, but they forgot to copy Magnus's reward earning rate. And also forgot to partner with any international airlines or hotel chain.

This card is not a value-for-money credit card. Even if you want a zero markup fees card, there are cheaper alternatives available.
crap card.. indusind product managers are really bad at design..
 
According to Ashneer, “Itna wahiyat product na meine kabhi dekha hai, nah mein kabhi dekhna chahta hoon !!!” 😅😅😅😅
 
Indusind ke sare cards sirf moti joining fees vasoolane ke liye h. sabke sab atiyant ghatiya rewards dete h
 
I am planning to make a video documentary on people applying and using IndusInd Bank Credit cards where I want to learn more about their day to day life and how they came up with the idea of getting an IndInd Credit card.
The only explanation behind every Indus card application.. An empty mind is devil's house.
 
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