I've been getting offered the Indus Legend card as LTF for the past several months via calls from Indus and Paisabazaar. Is this worth getting? I use hdfc infinia and amex platinum primarily. Also have amex platinum travel and mrcc, axis flipkart and icici amazon. Don't want to unnecessarily add more cards but it is LTF. Thoughts? Thanks!
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Indus Legend LTF worth getting?
- Thread starter theglobalinvestor
- Start date
not worth it even though ltf.
i hardly use it, only very few e-commerce websites have some indusind card offers (mainly travel and food apps) which you would get anyways using your infinia.
plus you will start getting infinite calls from paisabazaar regarding loans and offers.
and indusind, out of a sudden after 3-4 months, will ask you to send them address proof because they failed to verify it during your application (this has happened with many). or else they will block your points redemption.
also there is no complimentary international lounge visits (they just give priority pass membership as complimentary, but your visits will be charged if you don't buy their travelplus program, or whatever it is called.)
unnecessary headache just for an ltf.
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It’s worth getting LTF
Based on your current card portfolio , legend can offer you the lowest forex markup of 1.8% which is lower than infinnia which is at 2%
Based on your current card portfolio , legend can offer you the lowest forex markup of 1.8% which is lower than infinnia which is at 2%
pratikjain4
TF Premier
For forex markup, I dont think any LTF card can beat OneCard with just 1% markup.
True
I suggested him based on his current portfolio.
To add I have a RBL world safari LTF with 0 forex markup
pprakash11
TF Prestige
RBL World Safari was LTF from starting or you negotiated an upgrade with LTF ?
Pls share RBL journey 😀
I had a LTF shoprite , I closed that card and as retention was offered FYF safari , on negotiation it was made LTF
pprakash11
TF Prestige
Nice. Will try it next year. 🤭
Might be that won’t
Few of other users right , but we’re denied
I had some good spend on my shoprite for the last 2-3 years
That might have actually helped plus a long standing good banking relation with RBL
0xfallup
TF Ace
how rbl world safari LTF...pls explain ...me also looking for 0 markup cc ..but fees is 3k
Shrinit Padwal
TF Ace
I have recently got it LTF and I didn't get any easydiner membership. Just for indusind offers you can get the card as it's LTF.
Spend based waiver there?how rbl world safari LTF...pls explain ...me also looking for 0 markup cc ..but fees is 3k
If so how much
There is no point leaving this card. Its fine not to use it, I use it once in a month or so if I want some offer, but let the total credit limit increase in your cibil. there is no harm there, also when there is an offer, I would rather have a card handy than not have a card.
No spend based waiver on world safari
So sad
But zero markup is attractive
Yup
No nonsense card
