Indie megastar account debit card

[manideepreddygali]

i want to travel abroad i.e dubai i want to withdraw cash from atm to buy electronics so i decided to take indie visa signature debit card with zero forex markup will it work outside india has anyone tried

 

[financewizard]

i want to travel abroad i.e dubai i want to withdraw cash from atm to buy electronics so i decided to take indie visa signature debit card with zero forex markup will it work outside india has anyone tried

For transactions in Foreign, never withdraw cash from ATMs. they charge you loads of fee (all banks) - instead swipe the card for purchases. If you want physical cash approach some Fx agencies at airports/banks and get cash. That is the cheapest and best way.

 

[CMGCMG is verified member.]

For transactions in Foreign, never withdraw cash from ATMs. they charge you loads of fee (all banks) - instead swipe the card for purchases. If you want physical cash approach some Fx agencies at airports/banks and get cash. That is the cheapest and best way.

Comparing foreign exchange rates at the airport with withdrawing from an ATM using Indie, Indie will offer better rates.

 

[CMGCMG is verified member.]

i want to travel abroad i.e dubai i want to withdraw cash from atm to buy electronics so i decided to take indie visa signature debit card with zero forex markup will it work outside india has anyone tried

It works, but if you can swipe, that would be the better option.

 

[shibili]

i want to travel abroad i.e dubai i want to withdraw cash from atm to buy electronics so i decided to take indie visa signature debit card with zero forex markup will it work outside india has anyone tried

you can use seamlessly, i have tried it 2 months before in AbuDhabi. In ATM, it will show corresponding amount in INR after converting with higher conversion rate (around 7-10% extra depending on the banks) and will ask us "whether to continue to with this conversion rate or not", just click "NO". Then I will dispense cash with Visa rate only. When I used, there was a difference of only 1 paise compared to google rate.

 

[shibili]

For transactions in Foreign, never withdraw cash from ATMs. they charge you loads of fee (all banks) - instead swipe the card for purchases. If you want physical cash approach some Fx agencies at airports/banks and get cash. That is the cheapest and best way.

Not at all true for this specific card

 

[panchabhut]

Now they have changed the T&C - ATM withdrawal also has fixed charges, better to do direct swipe.

 

[shibili]

Now they have changed the T&C - ATM withdrawal also has fixed charges, better to do direct swipe.

its just Rs.125/- still cheaper

 

[manideepreddygali]

you can use seamlessly, i have tried it 2 months before in AbuDhabi. In ATM, it will show corresponding amount in INR after converting with higher conversion rate (around 7-10% extra depending on the banks) and will ask us "whether to continue to with this conversion rate or not", just click "NO". Then I will dispense cash with Visa rate only. When I used, there was a difference of only 1 paise compared to google rate.

thanks for your information could you please elaborate means how much cash you have withdrawn and what is the rate at that time and how much you got

 

[shibili]

thanks for your information could you please elaborate means how much cash you have withdrawn and what is the rate at that time and how much you got

First I have tested with 100 AED on 2 seperate ATM (different banks), and both got deducted at the rate 22.69 compared to 22.68 of google rate. Then I made a withdrawal of 7K AED, that was also done with same rate and no further charges were deducted.

 

[telescope]

i want to travel abroad i.e dubai i want to withdraw cash from atm to buy electronics so i decided to take indie visa signature debit card with zero forex markup will it work outside india has anyone tried

It'll work fine don't worry. I have used it at foreign ATMs and works great.

 

[telescope]

For transactions in Foreign, never withdraw cash from ATMs. they charge you loads of fee (all banks) - instead swipe the card for purchases. If you want physical cash approach some Fx agencies at airports/banks and get cash. That is the cheapest and best way.

It's the worst way to exchange money. Forex counters at airports give worst exchange rates. Zero forex dc like indie megastar dc is best. Also indus exclusive dc.

 

[manideepreddygali]

have you used it anywhere in abroad means like uae or dubai

 

[catcat]

have you used it anywhere in abroad means like uae or dubai

Used in Thailand without issues. Will use in UAE, France & Low countries in August.

 

[jamesdolan]

If we load 50k to start account does the megastar tier remain forever or how it works

 

[SSV]

If we load 50k to start account does the megastar tier remain forever or how it works

You have to maintain 50K unbSB or 2L FD to call yourself an Indie Megastar

 

[AKHIL SP]

You have to maintain 50K unbSB or 2L FD to call yourself an Indie Megastar

I have a doubt regarding Debit Card. 0 forex markup is the feature of Visa signtaure debit card that we get when we are on megastar tier . Even if we are degraded we still have the physical debit card , so will we be still able to shop from abroad with 0 forex or not?

 

[telescope]

I have a doubt regarding Debit Card. 0 forex markup is the feature of Visa signtaure debit card that we get when we are on megastar tier . Even if we are degraded we still have the physical debit card , so will we be still able to shop from abroad with 0 forex or not?

Even you get downgraded, most probably you will get 0 markup. It is because in their FAQ, it is mentioned that even after downgrade all signature dc facilities will remain until you hold signature dc. If you get downgraded, it's really easy to get back to megastar again without maintaining 50k. See this thread for more information.

 

[telescope]

Even you get downgraded, most probably you will get 0 markup. It is because in their FAQ, it is mentioned that even after downgrade all signature dc facilities will remain until you hold signature dc. If you get downgraded, it's really easy to get back to megastar again without maintaining 50k. See this thread for more information.

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Thread 'Upgrade your Indie account to Megastar easily'

Aug 9, 2024

Indie users who have been downgraded from megastar to superstar/star can get upgraded easily. Follow these steps:

1. Call on +918071244777 from registered phone. This is their special number to get upgraded to megastar. (Normal customer care has no clue about upgrade and will say maintain 50k this month and next month upgrade will happen. So, don't call normal customer care number)
2. Mostly after calling this number they'll say number is busy and they'll call back.
3. They'll call you back same day within few hours and will ask for funding. Transfer balance to indie account to make...

• telescope
• account indie upgrade
• Replies: 35
• Forum: Bank Account

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[AKHIL SP]

Even you get downgraded, most probably you will get 0 markup. It is because in their FAQ, it is mentioned that even after downgrade all signature dc facilities will remain until you hold signature dc. If you get downgraded, it's really easy to get back to megastar again without maintaining 50k. See this thread for more information.

Thanks for the information.