abhishekkanasar
TF Buzz
How much Income is required for self-employed person for Apay Credit card.
Or
Can i apply this card 2 card method.
Or
Can i apply this card 2 card method.
-
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Income criteria for icici APAY cc
- Thread starter abhishekkanasar
- Start date
Collector_sahab
TF Premier
1. Enter any income
2. Yes, if existing ICICI card exists
Chaitanya-a
TF Prestige
Nowadays they're asking to upload income documents. I've applied in July, it wasn't asked but when my friend applied in October, they were asking for income documents.
Collector_sahab
TF Premier
Ohh.... I didn't know that for Apay card, I just got it with 750 cibil score and no proofs
Chaitanya-a
TF Prestige
Yeah same for me. I got 2.5L initial limit which hasn't been matched by any other bank yet😂 ICICI is very good in giving credit limits.
abhishekkanasar
TF Buzz
Have an salary account in icici...?
How much income entered....?
Salary or self-employed
I have no any relationship with icici
I applied in jun it was rejected.
I am self employed and ITR of 4,40,000 amount and CIBIL is 765.
abhishekkanasar
TF Buzz
But now asked for income proof
And she was ask for my income slab.
1. 3.60-4.80
2. 4.80-6.00
3 6.00-8.00
Like this.
Chaitanya-a
TF Prestige
No I don't have any account with them. Mine is self employed as well with 5L annual income.
I too had applied in November last year and it got rejected. Banned for 6 months to apply fresh. Then applied in July this year and it got approved.
abhishekkanasar
TF Buzz
How much CIBIL score when you apply...?
How much credit card limit before this
Chaitanya-a
TF Prestige
CIBIL was 792 at that time. Only had HDFC Moneyback with 2+ years age whose limit was 1L but HDFC don't share its limit to credit bureaus.
abhishekkanasar
TF Buzz
I applied in jun but it was reject,
Today i received re-option for applying after six month,
Now my CIBIL is 765 and itr of 440k.
Axis card 1 year old with 91k limit
Hdfc with 2 month old limit 100k.
How much chances of approval...?
Chaitanya-a
TF Prestige
If you've income documents, then it will get approved without any hassle. Apply directly through Amazon, not bank. They won't check your other cards. Just that CIBIL should be good.
karankayastha
TF Premier
i applied this month & got approved the next day without income proof
Chaitanya-a
TF Prestige
I think its subjective then. ICICI might have some criterion about whom to ask for income proof.
sidsonn
TF Buzz
I got the card last year with a little lower ITR with a limit of 90k. So yeah, you should have good chances
Batmanbaba
TF Legend
If u have any existing icici card... It won't ask anything I guess.. As u will get same limit as your existing icici card
karankayastha
TF Premier
yes right this was my second time applying as first time it was rejected because i gave my other mobile no. which is not linked to any of my cc
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