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IDFC WOW Credit Card
- Thread starter phheeewww
- Start date
Whats your feedback of it? How is the experience?
Chaitanya-a
TF Prestige
Nothing exciting. Keeping just for sake of it coz I was doing FD in IDFC anyways. And I was not getting any of their unsecured cards.
So its useful only for IDFC Specific offers. Not for regular use coz reward rate is pathetic.
Moreover I also got Thriwe benefit since its on visa Infinite platform but that program has been suspended for new onboarding now. You can still get BMS Visa Infinite offer.
Chaitanya-a
TF Prestige
Unfortunately the Thriwe program has been suspended now for new onboarding.
How DO you get a WOW card? I created an FD with IDFC when they first set shop around 2016 -- they gave me a pre-approved Classic which I simply was unable to bypass. I eventually grit my teeth and took a Millenia for the same limit in the same pre-approval. I should easily qualify for a SELECT, but to IDFC it seems nothing matters but their whim.
Even AFTER getting the Millenia, I began applying for WOW - and made the FD payment. STILL I get stuck at the video KYC -- I think that's because those [insert insult] are yet to close my Millenia application, even after I've begun using it. When I enter my Aadhaar and OTP, it says it couldn't "find" my application -- which should be because it couldn't find a UNIQUE (open) application.
Even AFTER getting the Millenia, I began applying for WOW - and made the FD payment. STILL I get stuck at the video KYC -- I think that's because those [insert insult] are yet to close my Millenia application, even after I've begun using it. When I enter my Aadhaar and OTP, it says it couldn't "find" my application -- which should be because it couldn't find a UNIQUE (open) application.
Reward rate is not good but this card is good for 3 things:
1. To avail IDFC specific offers
2. To avail Visa Infinite Offers such as BMS
3. If you are planning an overseas trip then one of the best Forex cards with 100% limit against FD. Have used this and found exchange rate to be almost identical to what is shown at Google search page. Simply outstanding!! One can save a lot of money through this.
paxauquabriba-4876
TF Premier
website mentions no cibil required but cant trust idfc.
so does idfc performs a hard enquiry on cibil for idfc wow cc ?
