IDFC Started Issuing Power+ as Second Card

[Satish]

Hi All,

IDFC has started issuing Power+ as second. This was not available before. Only IDFC Vistara was eligible as second. Now you can also apply for Power+ card with shared limit. Instant approval & virtual card available for existing IDFC customers. I got my card today morning.

 

[pratyushpanda]

Abhi v fyf mil rha kya ?

 

[armat]

How do we get 5% cashback on utility payment ? Is we do utility payments in paytm, Amazon, will we get 5% cashback?

 

[jade]

How do we get 5% cashback on utility payment ? Is we do utility payments in paytm, Amazon, will we get 5% cashback?

I have the same question. There is 5% cashback when you buy groceries, but neither did I get rewards points nor any cashback.

 

[cc24x7]

Are petrol pump guys doing scams? they always tell us the card swipe machine is not working and force us to make payments on their personal Paytm QR code using UPI mode.
This is my observation for a few months.

 

[pprakash11]

How do we get 5% cashback on utility payment ? Is we do utility payments in paytm, Amazon, will we get 5% cashback?

Yes. Or directly use on merchant website like if you wish to pay Electricity Bill or water bill.

They must be registered with MCC 4900

 

[pprakash11]

I have the same question. There is 5% cashback when you buy groceries, but neither did I get rewards points nor any cashback.

You get 30 reward points/ ₹150 spent.

Do spends on Reliance Fresh/Smart/Bazaar, or Dmart you will get correct Rewards points.

Only spends upto ₹2000 per month are rewarded.

 

[armat]

Yes. Or directly use on merchant website like if you wish to pay Electricity Bill or water bill.

They must be registered with MCC 4900

How can we identify MCC ? If you know please let me know merchant names with MCC 4900 in amazon, paytm, cred .

 

[pprakash11]

How can we identify MCC ? If you know please let me know merchant names with MCC 4900 in amazon, paytm, cred .

Can you through these 16 pages of this thread- it's somewhere mentioned in one of the comment's

 

[armat]

Guys I’m getting getting upgrade offer from IDFC millenia to club vistara. But I want power card. What should I do ?

 

[pprakash11]

Guys I’m getting getting upgrade offer from IDFC millenia to club vistara. But I want power card. What should I do ?

directly apply on the IDFC website. you will get the power card within minutes. (without cibil hit)

btw how you got upgrade offer via app/ email/ SMS ? share upgrade offer pics

 

[armat]

directly apply on the IDFC website. you will get the power card within minutes. (without cibil hit)

btw how you got upgrade offer via app/ email/ SMS ? share upgrade offer pics

SMS with a custom link

 

[cc24x7]

Guys I’m getting getting upgrade offer from IDFC millenia to club vistara. But I want power card. What should I do ?

power + card you can apply directly, you will get it with your existing millennia card limit. but these power or power+ cards are useless cards.
if you are looking for UPI purpose then go ahead.

 

[armat]

Ok. Ok.
So 4900 is MCC. Thanks for help.

You don't have to download the receipt.

Just in description see:
CC/4900/________

THIS shows mcc

Where is smart statement tab in idfc application? Please share screenshot

 

[rp0703]

Where is smart statement tab in idfc application? Please share screenshot

Now UI has changed. Click on Pay button then go to transactions tab. Then select the credit card. After that click on transaction and download the receipt. In downloaded receipt you can see the mcc.

 

[armat]

Guys I accidentally applied for power plus card. It’s approved. But i want only power card. How do I change that ? Any suggestions?

 

[pprakash11]

Guys I accidentally applied for power plus card. It’s approved. But i want only power card. How do I change that ? Any suggestions?

Do Mail game with IDFC now.

 

[armat]

Do Mail game with IDFC now.

Should I request to cancel card. And apply at IDFC website again? What’s is toll free number ?

 

[pprakash11]

Should I request to cancel card. And apply at IDFC website again? What’s is toll free number ?

try cancellation and re-application at your own risk.
raise a request on twitter they will call you.

Toll Free Number 1800 10888

 

[BeingIncog]

Floor limit for power+ card is?

 

[BeingIncog]

Floor limit for power+ card is?

@pprakash11 also 5% for utility bills too, right?