IDFC SELECT | BANK OF DOGSH*T

[Vasuki]

I upgraded to select but they didn't process
Welcome kit because
They system shows my old account ( closed)

Bc I have upgraded on new account.how your system is featched old account.


These Mfs showed MILLENNIA credit card pre approved LTf but sold SWYP CARD PAID SAYING U WILL GET MILLNIEA TOO

I gave Delhi address as communication address. Sent credit card on KoTa address of 3 year ago ..

Mfs bank

 

[Vasuki]

Just like other privilege programs, they will also start downgrading accounts.

Jb krenge toh dekhnge
Abhi 6 month enjoy toh krle ..

 

[yusuf646]

Jb krenge toh dekhnge
Abhi 6 month enjoy toh krle ..

Mujhe to bas freez ka dar hai.
25K ka account banake, 3 lack transfer karte hi turant freez na ho jaaye bas🙃

Then RM ko call karke Select Upgrade ki jagah Unfreez ka request daalna padh jayega🥲

 

[Vasuki]

Mujhe to bas freez ka dar hai.
25K ka account banake, 3 lack transfer karte hi turant freez na ho jaaye bas🙃

Then RM ko call karke Select Upgrade ki jagah Unfreez ka request daalna padh jayega🥲

They don't freeze
For no reason
They debit restrict if u pick up verification call


Pre requisite is you avoid UPI
And do imps transaction alwys

 

[Ak Singh]

They don't freeze
For no reason
They debit restrict if u pick up verification call


Pre requisite is you avoid UPI
And do imps transaction alwys

I have doubt,
If We do multiple transaction like transferring money from one bank ac to other accounts continuously.
will we come radar on income tax if limit exceeds 15-20 lakh in a financial year?

 

[yusuf646]

They don't freeze
For no reason
They debit restrict if u pick up verification call


Pre requisite is you avoid UPI
And do imps transaction alwys

Is it true that IDFC only have 25K per transaction limit on UPI? Even for Select Varient?

 

[Vasuki]

Is it true that IDFC only have 25K per transaction limit on UPI? Even for Select Varient?

Why even use UPI ? Any compulsion?
Totally avoid it and be at peace.

 

[Vasuki]

I have doubt,
If We do multiple transaction like transferring money from one bank ac to other accounts continuously.
will we come radar on income tax if limit exceeds 15-20 lakh in a financial year?

Multiple 1-4 transaction is fine for debit and credit in a day.
I fund it and use it for cc bill payment..works fine

 

[Anupama_Jha]

I have doubt,
If We do multiple transaction like transferring money from one bank ac to other accounts continuously.
will we come radar on income tax if limit exceeds 15-20 lakh in a financial year?

Cash deposits exceeding 10L in FY comes under radar, other than it enjoy in crores. No issues

 

[#aniket]

I upgraded to select but they didn't process
Welcome kit because
They system shows my old account ( closed)

Bc I have upgraded on new account.how your system is featched old account.


These Mfs showed MILLENNIA credit card pre approved LTf but sold SWYP CARD PAID SAYING U WILL GET MILLNIEA TOO

I gave Delhi address as communication address. Sent credit card on KoTa address of 3 year ago ..

Mfs bank

 

[varun__goel_]

15-20 lakh in a financial year?

Just don't cross 50 laks total credit in all of your savings account

If it exceeds, then filing ITR is necessary

 

[theflash]

Just like other privilege programs, they will also start downgrading accounts.

No.

I'm having 10k MAB in 1 account and have 3 select accounts that is under Family Banking. They have Privilege Banking means MAB doesn't matter while upgrade only eligibility has to be fulfilled. This is as per my understanding and details given by RM.

 

[iamdhamo]

I had provided my consent for upgrade to select but it never happened and then I invested the money. I will again fund for 3L next month n see if they will offer the upgrade

 

[Vasuki]

I had provided my consent for upgrade to select but it never happened and then I invested the money. I will again fund for 3L next month n see if they will offer the upgrade

Same happened with my friend
It is due to incompetent employee

 

[Anindya98]

No.

I'm having 10k MAB in 1 account and have 3 select accounts that is under Family Banking. They have Privilege Banking means MAB doesn't matter while upgrade only eligibility has to be fulfilled. This is as per my understanding and details given by RM.

Quick question, do you receive all the same benefits in your select DC like 2+2 Lounge access per card? I also have 3 accounts upgrading one to select and thinking of adding other 2 joint accounts under family banking.
As per my BM, I will receive select card benefits on only one card or a total of 2+2 per quarter. Not 6(2 per card) as I will have 3 select cards on my name.
Can you share your experience regarding this?

 

[theflash]

Quick question, do you receive all the same benefits in your select DC like 2+2 Lounge access per card? I also have 3 accounts upgrading one to select and thinking of adding other 2 joint accounts under family banking.
As per my BM, I will receive select card benefits on only one card or a total of 2+2 per quarter. Not 6(2 per card) as I will have 3 select cards on my name.
Can you share your experience regarding this?

I've used 1+1 on all 3 cards.

 

[theflash]

I've used 1+1 on all 3 cards.

I don't have joint accounts though...

3 accts - Mine, Mom, Brother

 

[Anindya98]

I've used 1+1 on all 3 cards.

why 1+1? I think it will be 2+2 each. As Select DC has 2+2 per DC

 

[theflash]

why 1+1? I think it will be 2+2 each. As Select DC has 2+2 per DC

Ya it is 2+2 but I mean I've used 1+1 so far...

 

[Anupama_Jha]

I don't have joint accounts though...

3 accts - Mine, Mom, Brother

So once u have upgraded 1 account to select, u can add ur family member without maintaining 3L TRV for select ? And added member will also get Select DC ?

Maintaining min Balance in both family members account or only one ?

 

[theflash]

Ya it is 2+2 but I mean I've used 1+1 so far...

My card was upgraded to wealth so now it's 3+3 and 2 Intl lounge.