IDFC First Bank Launched its Debit Card Reward System [Discontinued]

[pprakash11]

New loot -

Load money on Amazon full kyc Wallet UPI via Zomato.
Open Zomato app >> go to account/profile >> payment settings >> link Amazon wallet and add via credit/debit card.

check merchant name in my image i shared

IDFC visa/mastercard dc ✔️
Indusind/Indie dc ✔️
RBL Signature+ DC ✔️
RBL Enterprise DC - 5% upto 500 cb on flight category + milestone benefit. ✔️
Kotak 811 Super DC ✔️
Jupiter DC ✔️
Axis Burgundy DC ✔️
HDFC millennia DC - 2.5% upto 400 cb ✔️
HSBC Salary DC ✔️
FI DC - also 5% upto 250 extra cb trick again working this time for selected users (multiple times), add 5k to get 250 extra cb unlimited times ✔️

CC load - 4k (limit reset every 30 days from last transaction).
DC load 1 lakh per day or at a time and max 5-6 lakhs monthly.

Source: Arindam but ekbar khud bhi MCC Code verify kar lena.

View attachment 99180

@Abhishek012 Is this stopped now?

 

[ritziveer]

Now I can see the rewards in app, though can't see statement for rewards..also if I get my account upgraded to select now, will it's limit be 22000 points for this month (30000-8000)?

In select you will get 4K welcome bonus. So your limit will be 26k

 

[ritziveer]

Want to pay Stanchart bill. how to get cb anyway. will idfc card work for points

Only SBI VDC

 

[Sobirvs]

TIL : In 811 Super Kotak charges decline fee on debit card. If I am doing online trxn of 10k and I have 5k bal, and the trxn declines, Kotak will charge 25+18%GST i.e 29.5 rs.

What a shame. Never have I ever seen this kind of charge in 20 yrs of me using financial products.

 

[Amit_1]

@Abhishek012 Is this stopped now?

Yes, it is over now, let’s wait for another loot

 

[Amit_1]

TIL : In 811 Super Kotak charges decline fee on debit card. If I am doing online trxn of 10k and I have 5k bal, and the trxn declines, Kotak will charge 25+18%GST i.e 29.5 rs.

What a shame. Never have I ever seen this kind of charge in 20 yrs of me using financial products.

Weird charges, I think no other banks practice like this

 

[Sobirvs]

Weird charges, I think no other banks practice like this

yep, How to get this waived off. Is it even the fckn' effort. I am so gonna ditch kotak for this BS.

 

[Amit_1]

yep, How to get this waived off. Is it even the fckn' effort. I am so gonna ditch kotak for this BS.

I think customer support can help, or if you know anyone in your branch.

 

[6ix9ine]

TIL : In 811 Super Kotak charges decline fee on debit card. If I am doing online trxn of 10k and I have 5k bal, and the trxn declines, Kotak will charge 25+18%GST i.e 29.5 rs.

What a shame. Never have I ever seen this kind of charge in 20 yrs of me using financial products.

Weird charges, I think no other banks practice like this

Every bank has this unfortunate charges, they will not entertain this complaint as its clearly written in their MITC.

 

[6ix9ine]

@Abhishek012 Is this stopped now?

Yes bud, over now.

 

[Guddi]

TIL : In 811 Super Kotak charges decline fee on debit card. If I am doing online trxn of 10k and I have 5k bal, and the trxn declines, Kotak will charge 25+18%GST i.e 29.5 rs.

What a shame. Never have I ever seen this kind of charge in 20 yrs of me using financial products.

SBI also does it. It's a part of T&C

 

[ritziveer]

TIL : In 811 Super Kotak charges decline fee on debit card. If I am doing online trxn of 10k and I have 5k bal, and the trxn declines, Kotak will charge 25+18%GST i.e 29.5 rs.

What a shame. Never have I ever seen this kind of charge in 20 yrs of me using financial products.

I think they don't want people to use their bank.

 

[nikhilv0303]

For IDFC DC Rewards new site via app, the conversion rate for Flight/Hotel bookings is 1:0.25 only, or different?

Anyone ? ?

 

[Sobirvs]

Anyone ? ?

I think that depends on card to card. Normally it is 25p foR 1RP. But for some cards it is 1 : 1. For example private metal cc etc.

 

[nikhilv0303]

I think that depends on card to card. Normally it is 25p foR 1RP. But for some cards it is 1 : 1. For example private metal cc etc.

I'm asking about Wealth DC

 

[Sobirvs]

I'm asking about Wealth DC

it is 0.25 for 1rp.

 

[Ashishag22]

New loot -

Load money on Amazon full kyc Wallet UPI via Zomato.
Open Zomato app >> go to account/profile >> payment settings >> link Amazon wallet and add via credit/debit card.

check merchant name in my image i shared

IDFC visa/mastercard dc ✔️
Indusind/Indie dc ✔️
RBL Signature+ DC ✔️
RBL Enterprise DC - 5% upto 500 cb on flight category + milestone benefit. ✔️
Kotak 811 Super DC ✔️
Jupiter DC ✔️
Axis Burgundy DC ✔️
HDFC millennia DC - 2.5% upto 400 cb ✔️
HSBC Salary DC ✔️
FI DC - also 5% upto 250 extra cb trick again working this time for selected users (multiple times), add 5k to get 250 extra cb unlimited times ✔️

CC load - 4k (limit reset every 30 days from last transaction).
DC load 1 lakh per day or at a time and max 5-6 lakhs monthly.

Source: Arindam but ekbar khud bhi MCC Code verify kar lena.

View attachment 99180

Can someone pls confirm if this is working for anyone now?

I am getting “Amazon Debit card wallet” as merchant name

 

[Amit_1]

Can someone pls confirm if this is working for anyone now?

I am getting “Amazon Debit card wallet” as merchant name

It’s over . .

 

[blupirate]

Weird charges, I think no other banks practice like this

Try SBI, They do same

 

[pankaj1122]

@Abhishek012 is Gimbooks working for sbi cb card?