ICICI Rubyx upgrade

[maynigam]

Hello Guys

I’m using a Rubyx card since 3 years now. Totally forgot that it was a paid card and I must have been paying the fees every year.
Now that I’m building my CC portfolio, i would like to either get a good paid card or get a LTF card just for card offers.

please suggest the best possible option and how to apply

1. Is it possible to get the Emerald Reserve paid card? If yes, then how to apply?
2. Can I get a Sapphiro LTF? How to negotiate with them?
3. Can I get a Rubyx LTF? This would be my second option
4. Last option is Coral Rupay LTF which is being offered right now on the app

My relationship with bank- CC for 3 years, Personal loan since 2 yrs.
ITR 18 lakh
Cibil 808

 

[AritraSaha]

Hello Guys

I’m using a Rubyx card since 3 years now. Totally forgot that it was a paid card and I must have been paying the fees every year.
Now that I’m building my CC portfolio, i would like to either get a good paid card or get a LTF card just for card offers.

please suggest the best possible option and how to apply

1. Is it possible to get the Emerald Reserve paid card? If yes, then how to apply?
2. Can I get a Sapphiro LTF? How to negotiate with them?
3. Can I get a Rubyx LTF? This would be my second option
4. Last option is Coral Rupay LTF which is being offered right now on the app

My relationship with bank- CC for 3 years, Personal loan since 2 yrs.
ITR 18 lakh
Cibil 808

4. You can see the joining fee & annual fee in that page..

Most ppl got it ltf..

 

[maynigam]

You can see the joining fee & annual fee in that page

Yes. I’m getting that offer. But I’d like to keep that as my last option.

 

[AritraSaha]

Yes. I’m getting that offer. But I’d like to keep that as my last option.

You can get multiple cc from icici.. no restriction..

 

[shrewdoc]

Hello Guys

I’m using a Rubyx card since 3 years now. Totally forgot that it was a paid card and I must have been paying the fees every year.
Now that I’m building my CC portfolio, i would like to either get a good paid card or get a LTF card just for card offers.

please suggest the best possible option and how to apply

1. Is it possible to get the Emerald Reserve paid card? If yes, then how to apply?
2. Can I get a Sapphiro LTF? How to negotiate with them?
3. Can I get a Rubyx LTF? This would be my second option
4. Last option is Coral Rupay LTF which is being offered right now on the app

My relationship with bank- CC for 3 years, Personal loan since 2 yrs.
ITR 18 lakh
Cibil 808

First, get the Coral LTF from the app.

Then raise a closure request for Rubyx CC and when retention team calls, ask for LTF.

If you still want Sapphiro, apply online at their website and check the available cards shown to you.

 

[maynigam]

You can get multiple cc from icici

I’d like to keep only 1 😋

 

[maynigam]

apply online at their website

On the app, I’m getting only paid upgrade to sapphiro and Coral LTF. Is there any particular email address where I can write to them?

 

[shrewdoc]

I’d like to keep only 1 😋

All core cards, ie. Gemstone & Platinum cards will be linked to only one account in CIBIL. So no worries in keeping multiple cards. Also you'll receive only one bill for all quoted cards above.

 

[shrewdoc]

On the app, I’m getting only paid upgrade to sapphiro and Coral LTF. Is there any particular email address where I can write to them?

Forget the app. Apply as fresh and check on website ONLY if you need Sapphiro LTF. There is a hit and miss.

 

[gigachad]

I’d like to keep only 1 😋

 

[maynigam]

Apply as fresh and check on website

Thanks. Will try

 

[maynigam]

Bcz of bad rate of return! Just want a LTF from ICICI for online offers

 

[AritraSaha]

Bcz of bad rate of return! Just want a LTF from ICICI for online offers

U can easily have multiple icici ltf card..

Help in sale too(if you buy multiple items)

 

[maynigam]

I’ll aaply the coral LTF right away then

 

[imdjay]

I’ll aaply the coral LTF right away then

I would suggest contacting your RM as you have an ongoing Loan. You might get a better card and too LTF.

 

[maynigam]

contacting your RM

Okay. Never spoken to RM before. How to contact?

 

[imdjay]

Okay. Never spoken to RM before. How to contact?

Do you get any contact on the iMobile app (in the Me section)?
If not, try visiting the nearest branch.

 

[maynigam]

Do you get any contact on the iMobile app (in the Me section)?
If not, try visiting the nearest branch.

Thanks for the info

 

[maynigam]

Is like this here

 

[imdjay]

Is like this here

Yes. it should be there at the top. "Connect with Relationship manager"