ICICI Credit Card ICICI CC UPGRADE PRE APPROVALS

[Rahul Gupta]

not sure how to true those claims were..
if really true we should get at least a few here ...

I have seen max rubyx ltf.

 

[SSV]

As great as its reward system, why does this card even exist

not for spend benefits , but would be very useful for frequent international flyers..
noother card has this unlimited free spa access

 

[SAS]

I have apay 100k limit, 7 months old card and no limit increase offer till now.
Should I stop use apay card.
Or any other reason.
Like I have platinum fd card 85500 limit and after that I had applied apay and got approval of 100k limit but both limit is shared?
Is this possible fd limit and unsecured limit can be shared? So should I close platinum now?

yes close the FD based card ...

 

[SAS]

After everything is over, I will collect all the relevant info from this thread and try to figure out.. At the moment too much of infor to process.
Let everyone contribute their experiences here in this thread first..
My brain stopped working now already... It needs some rest ...
But ask everyone to brains storm here with details like.
1)Salaried / Self employed
2) Current CCs with CLs with ICICI
3) Have Salary account with ICICI / not? or holding normal SB account / NO SB account at all
4) Other banking relationship with ICICI like loans, FD etc
5) last time they availed CC from ICICI
6) Their current CC usage pattern.. ( irrespecitve of they got pre approved offers or not)
7) any other peculiar info they have / want to add with regard to ICICI ..


Just reply to this post with all relevant info...
that would be helpful...

Note: any other question people want to add to this questtionnaire?

now i think its complete waste of time to investigate into this lets enjoy the upgrade offers for those who got and for those who dont just leaev it .... we all will get sooner or later

 

[SAS]

If thats the case, then Considering my luck im out of the picture lol.

me too brotha

 

[SAS]

guys i know its wrong thread to ask but just let me know that axis vistara cards stopped issuing ???? because iam opening axis burgundy account for that card .... if they stopped issuing that cards then i think its waste of money stucking in the account right ?????????

 

[SAS]

Can you share about your usage type? How much you use your apay each month and how frequently u used it?

i use it a lot bro i mean almost 90% of the limit i use .....

 

[timva]

not sure how to true those claims were..
if really true we should get at least a few here ...

I got these from various sources that I don't even remember RN but these are actually legit-

 

[SSV]

I got these from various sources that I don't even remember RN but these are actually legit-

Okay good, let us see how many of us will get…
We too have some high profile customers here .
Btw I am not denying we can’t get it LTF

 

[Batmanbaba]

Dard
Dukh
Peeda....

Having ltf platinum, ltf amazon pay and ltf coral rupay card...and salary account with icici

Eldest card is platinum.... 1.5 years old... Till date no LE and showing upgrade options as paid rubyx, Manchester and hpcl card....

 

[KLB@96]

Have salary account with them since years( salary credit isn't that much close to 60k monthly), currently having coral visa and rupay and platinum with 3.5lacs limit. I only see saphiro , MMT, and that football card all are paid cards only.

 

[cardio_guy]

Or is it like icici is giving away LTF cards to make up for the glitch that happened last week? Just a marketing gimmik

 

[SSV]

Or is it like icici is giving away LTF cards to make up for the glitch that happened last week? Just a marketing gimmik

hope this does not back fire again by mappining newly issued LTF cards to the people who didn't get the offer....

 

[shivamk]

and you would love another upgrade rn??

Nah, just wanted to check if ICICI gives a suprise.

 

[Sourabh_13]

I am one of those unlucky people who haven't received any upgrade to an LTF CC too. Both in the imobile android app and in the netbanking it shows paid upgrade options: Sapphiro (MC+Am in the app, Visa in the NB), MMT, Manchester.

Current cards: Apay (2.3L), Coral Visa + Rupay (Both LTF) (75K 🥲)

Relationship with ICICI: Mine SB account. <₹200 MAB since the account is opened 4-5 years back.


I feel more bad to see ICICI not offering any LE on my Coral card. 75K was the base limit. It has been 18 months but haven't received any LE offer.

I have stopped using the card since seven months (exactly ₹0 spends) and yet no luck. The Start-and-Stop method is not working for me 🥲.

 

[Batmanbaba]

I am one of those unlucky people who haven't received any upgrade to an LTF CC too. Both in the imobile android app and in the netbanking it shows paid upgrade options: Sapphiro (MC+Am in the app, Visa in the NB), MMT, Manchester.

Current cards: Apay (2.3L), Coral Visa + Rupay (Both LTF) (75K 🥲)

Relationship with ICICI: Mine SB account. >₹200 MAB since the account is opened 4-5, years back.



I feel more bad to see ICICI not offering any LE on my Coral card. 75K was the base limit. It has been 18 months but haven't received any LE offer.

I have stopped using the card since seven months (exactly ₹0 spends) and yet no luck. The Start-and-Stop method is not working for me 🥲.

Same here.... But my limit of three cards is same yet 80000 from 1.5 years...

 

[RAMESH BABU N]

12/2020 - AmazonPay LTF 7L limit
01/2024 - Coral RuPay LTF shared limit
NO upgrade offer on iMobile or Net banking. Will wait n not in a hurry.

 

[SSV]

have stopped using the card since seven months (exactly ₹0 spends) and yet no luck. The Start-and-Stop method is not working for me

Strat using again.. spend for one month stop for 3 months.. and again start..

I thought ICICI had sharing limit among all cards..
How come some have separate limits to their Apay cards?

This S & S will definitely work for APay

 

[rogerthat]

16 year old savings account with ICICI. Has regular transactions as my SIPs go through it.
4 year old Amazon Pay card (6.6L) with regular monthly transactions of 3-5k and 10-15k once every 3-4 months.

I don't even get the "Upgrade Credit Card" option in netbanking or iMobile.

Like I said before ICICI has put a flag on my account saying I am not to be issued any CCs.

ICICI treats me like shit. I would've closed the account if I wasn't too lazy to change all the OTMs with different AMCs for my SIPs. But one of these days I will.

 

[gg123]

After everything is over, I will collect all the relevant info from this thread and try to figure out.. At the moment too much of infor to process.
Let everyone contribute their experiences here in this thread first..
My brain stopped working now already... It needs some rest ...
But ask everyone to brains storm here with details like.
1)Salaried / Self employed
2) Current CCs with CLs with ICICI
3) Have Salary account with ICICI / not? or holding normal SB account / NO SB account at all
4) Other banking relationship with ICICI like loans, FD etc
5) last time they availed CC from ICICI
6) Their current CC usage pattern.. ( irrespecitve of they got pre approved offers or not)
7) any other peculiar info they have / want to add with regard to ICICI ..


Just reply to this post with all relevant info...
that would be helpful...

Note: any other question people want to add to this questtionnaire?

No LTF upgrade (Only Sapphiro , MMT signature and some Manchester all paid )

1) Salaried
2) ICICI Platinum Card since 2023 March and Coral Rupay - Started with 70k limit now standing at 3L
3) Salary account with ICICI since 2022 November. (salary >75 and < 1L)
4) No other relationship
5) Coral Rupay back in sept or oct
6) Spent more than 2.5L in the last 6 months. and most likely < 3.5L in the entire card duration.
7) Threatened ICICI with closing my account if rubyx not offered LTF back in June 2023. But they knew my organisation has Exclusive contract with them. (Not sure how this info helps here)
8) Doesn't maintain much AMB but my SIPs go through this account.

BTW. Blocked the ICICI platinum because of a fraudulent transaction in march and I just didn't bother requesting for a new one.