ICICI Bank Account - Revision in service charges for ICICI Savings Account w.e.f. July 1, 2025

[sudheerreddy]

Service charges applicable to your ICICI Bank Savings Account have been revised with effect from July 01, 2025.

1. DD - Issued by deposit of cash/cheque/transfer
2. ATM Interchange (Transactions at Non-ICICI Bank ATMs)
3. Transactions at ICICI Bank ATMs.
4. IMPS Outward.
5. Cash Transaction Charges
6. Debit Card Annual Fees.
7. Replacement Card fees (Lost / Damaged card)

Above all 7 Service charges are revised.
Check the attached images for more information.

 

[6ix9ine]

@HumorSimpson

. . .

 

[akiratoriyama]

Wtf even for wealth and private!?

 

[drvirag]

inhe kis baat ka ghamand hai jo debit card ke 300rs le rhe hain. inka dc sirf imobile reinstall karne ke hi to kaam aata hai.

 

[HumorSimpson]

@HumorSimpson

. . .

🤔. Are the charges high?

 

[6ix9ine]

🤔. Are the charges high?

If we say for debit card, indeed that's 50% hike. Straight from 200 to ₹300 now.

Rest is just lil bit here and there. Yet, I feel like debit card hike hurts if someone is using ICICI for normal routine.

Maybe, we can delay end is near.

 

[GABBA₹]

Have to pay ₹118 more for this useless debit card!! Does upi works without debit card?(I have no idea)

 

[drvirag]

Have to pay ₹118 more for this useless debit card!! Does upi works without debit card?(I have no idea)

transfer ac to any rural branch nearby if u dont need home branch. i never went any branch since ac opening. so iits gud option for me to save 118 rs

 

[msureshuh]

One year back I changed my primary from ICICI to IDFC. Everything is free. Yes Iam observing quarterly results and equity infusion of 7.5k crore.

 

[HumorSimpson]

Maybe, we can delay end is near.

Yes. 😅 🔮

 

[techprince]

Holy cow, Cash transactions reduced from 5 to 3 and value from 15L to 1L for wealth/private? 15L to 1L?

Whats the use of wealth now, free IMPS? 🤬

 

[2025]

transfer ac to any rural branch nearby if u dont need home branch. i never went any branch since ac opening. so iits gud option for me to save 118 rs

Could you please highlight the benefits of transferring to nearby rural branch? (For regular account).

 

[Sobirvs]

Holy cow, Cash transactions reduced from 5 to 3 and value from 15L to 1L for wealth/private? 15L to 1L?

Whats the use of wealth now, free IMPS? 🤬

I think this is good. Ofc not from everyone's perspective but Govt/Banks knows if they even charge 1rs for UPI (forget charging 5 or 10 or 20), there will be huge uproar against them. So they want to earn this revenue from somewhere else.

Public might not react much on this, but if charges start for UPI, then customers want to pull money some other means, that's when public will go bonkers where they know every path to money withdrawal has charges, that won't end will on Govt and the banks too.

The only thing I hate about this is, every other bank will start copying this now. ICICI even thought it's not better bank than HDFC afaik, still they are pulling quite much shit. If HDFC doesn't copy this, customers will move to HDFC.

 

[sunit123]

Could you please highlight the benefits of transferring to nearby rural branch? (For regular account).

Rs 12.5 per month or Rs 150 per annum

 

[2025]

Rs 12.5 per month or Rs 150 per annum

Didn't get it.

Do they have reduced amb for 10k account?

 

[drvirag]

Could you please highlight the benefits of transferring to nearby rural branch? (For regular account).

Dc charges r 150 rs as compared to 300 for urban. Mine is 0 balance ac otherwise rural branches have lesser mab requirement.

 

[2025]

Anyone here knows mab requirement for regular saving account with all facilities?

 

[GABBA₹]

Anyone here knows mab requirement for regular saving account with all facilities?

Probably 10k mab.

 

[drvirag]

Anyone here knows mab requirement for regular saving account with all facilities?

Metro urban 10k
Semi urban rural 5k