I am Once again looking for a Perfect UPI App - Query & Discussion

[rimtesh]

These are my priorities in the same order
1. Fast payments and reliability
2. Option to turn off screen lock
3. Customisable upi id, and single upi id for all accounts
4. Default payment methods according to amount entered, I would want upi lite to be the default if amount is less than 100, if it's a merchant account and if rupay cc is accepted then rupay cc else my primary bank account

 

[rimtesh]

Paytm 7ucked up again, there are literally blog posts on how their engineers made the scanner on of the fastest compared to other upi apps, after getting to this what did the paytm pm did ?
Add a scanning animation which offsets all the time saved