HSBC Live+ Cashback Card 10%, 1.5%, 0% Offer Fullfilment Sheet - MCC

[noidea]

Inspired by SBI Cashback Card Sheet and Swiggy HDFC MCC Code website, I went ahead and started a HSBC Live+ Cashback Card sheet.

By default, most Swiggy 5% and SBI 5% cashback merchants in grocery would qualify for HSBC Live+, however I would only request you to add those which you have actually transacted for.

One USP of this is to also see which Grocery and Dining merchants (offline) use correct MCCs to credit 10% Cashback.

Sheet here: HSBC Live+ Cashback Card Sheet

 

[Riyon]

can someone help me with this please?

AFAIK its rounded off and there is no minimum cashback criteria.

 

[Amit_1]

can someone help me with this please?

I did min Rs.10 trxn, fetched CB

 

[drk]

Amul via Razorpay gives 5399 mcc code not eligible for 10% as per customer care

 

[viruss]

My local grocery store (MCC 5411) has less price than Dmart & eligible for Live + 10% cashback.
Recived CB after 3days of statement generation.

Paid Live + CC bill using SBI Unipay. It got reflected after 3 working days.

 

[KulBoy]

Merchant name ?

AMAZONIN -> MCC code is 5411
AMAZON PAY INDIA PRIVATE -> MCC code is 5399 from my past purchases.
Not sure it tagged based on the Groceries category purchasing !!

 

[think_box]

What's the minimum amount to earn cashback with this card?
Also, how is the cashback calculated? Is it rounded down (i.e. 1.99 and 1.01 both will be counted as 1 only) or is it rounded off normally (i.e 1.49 becomes 1 whereas 1.5 becomes 2) or is it absolute ??

I haven't tried minimum amount yet. But they round off normally. Just calculate cashback for every transaction along with decimal value and add all the eligible cashback. They will round off the final cashback amount that you were supposed to receive after 1 month. For example if Cashback for a particular month amounts to ₹594.74 (after adding all eligible cashback with decimal value) they will credit ₹595 as cashback. HSBC is pretty chill and generous and gives cashback even on ₹10. I have tried till ₹10 not below that.