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HSBC Live+ Cashback Card 10%, 1.5%, 0% Offer Fullfilment Sheet - MCC

noidea

TF Select
Inspired by SBI Cashback Card Sheet and Swiggy HDFC MCC Code website, I went ahead and started a HSBC Live+ Cashback Card sheet.

By default, most Swiggy 5% and SBI 5% cashback merchants in grocery would qualify for HSBC Live+, however I would only request you to add those which you have actually transacted for.

One USP of this is to also see which Grocery and Dining merchants (offline) use correct MCCs to credit 10% Cashback.

Sheet here: HSBC Live+ Cashback Card Sheet


 
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Im getting only Flipkart or Flipkart Internet Pvt tried like 10 times, and still tried with Flipkart one, it was 5262 so no 10%. Will avoid or use GVs then this MCC mixup confusion
I just ordered from flipkart for me also its showing same flipkart Internet pvt dont know why last to last order it was flipkart M
 
What's the minimum amount to earn cashback with this card?
Also, how is the cashback calculated? Is it rounded down (i.e. 1.99 and 1.01 both will be counted as 1 only) or is it rounded off normally (i.e 1.49 becomes 1 whereas 1.5 becomes 2) or is it absolute ??
 
When did u apply for add on card?
As the latest tnc says they have stopped welcome benefits for add on card
July end. Customer care confirmed that welcome benefits will be given to add-on cards too. Received a text message saying will get 1000 Rs cash back upon spending 20k from card ×××× ( mentioned add-on card number).
As it's not 100% confirmed (as per previous posts), I would like to give a try with minimum charges.
 
July end. Customer care confirmed that welcome benefits will be given to add-on cards too. Received a text message saying will get 1000 Rs cash back upon spending 20k from card ×××× ( mentioned add-on card number).
As it's not 100% confirmed (as per previous posts), I would like to give a try with minimum charges.
Yes even I asked cc on chat support, they acknowledged that this welcome benefit is available for add on card too but again I don't really believe CC nowadays
Since the tnc clearly says no offer for add on starting 1st July
Screenshot_2025-08-24-19-36-16-32_40deb401b9ffe8e1df2f1cc5ba480b12.webp

This I why I'm not sure whether to apply for it
 
Yes even I asked cc on chat support, they acknowledged that this welcome benefit is available for add on card too but again I don't really believe CC nowadays
Since the tnc clearly says no offer for add on starting 1st July
View attachment 107681

This I why I'm not sure whether to apply for it
Yes, you are right. That's why I would like to try with minimum charges, most probably bank transfer. Already I spent more than 20k (genuine spends) in primary card and waiting for welcome benefits.
 
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