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HSBC Live+ Cashback Card 10%, 1.5%, 0% Offer Fullfilment Sheet - MCC

noidea

TF Select
Inspired by SBI Cashback Card Sheet and Swiggy HDFC MCC Code website, I went ahead and started a HSBC Live+ Cashback Card sheet.

By default, most Swiggy 5% and SBI 5% cashback merchants in grocery would qualify for HSBC Live+, however I would only request you to add those which you have actually transacted for.

One USP of this is to also see which Grocery and Dining merchants (offline) use correct MCCs to credit 10% Cashback.

Sheet here: HSBC Live+ Cashback Card Sheet


 
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After my first try at Minutes and confirming that its not 10% category, I had complaint to grievance.
My compliments to Flipkart for working on feedback and compliant to change to correct MCC for Minutes.

Tried Minutes again today for the second time and its giving 10%.

Flipkart Minutes - 10%.
MCC - 5411 (Grocery Stores and Supermarkets)
Merchant - Flipkart M Bangalore IN

My guess is that M represents Minutes in the merchant name
Seems like Flipkart is now shuffling merchants for Minutes

Recently got a 1.5% MCC merchant for minutes order

MCC - 5331 (Variety Stores)
Merchant - Flipkart Internet P Bangalore

So be careful to use Flipkart M Bangalore IN for 10%.
 
I got mcc 5399 which doesn't give 10%
Strange! Because someone on this thread on page number 2 on 17th March 2025 replied that they got 5411 MCC for Flipkart Grocery which is eligible for 10% CB. Can you confirm what merchant name you got? I thought flipkart grocery resolved their MCC issue because earlier also they used some other MCC not related to grocery.
 
#1.5% for MCC 5262 for Swiggy Instamart, "Bundl Technologies Pri Bangalore IN" don't count for 10%, if you get this in transaction.
#10% For Liquor store MCC 5921, comes under packaged alcoholic beverages, specifically beer, wine, and liquor
 
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