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Hsbc live+ card 50% annual fee waive off criteria

b4bhar

TF Ace
Hi guys,
I understand that the annual fee would be waived off if we cross 2L annual spends. But, is there any other criteria like 50% fee waiver off in case we cross 1.5L or more something like that? Also, can we negotiate with the bank on the annual fee based on our spends? Did any successfully managed to get the fee waiver off?

Please share your stories with this card.

Thanks
 
One trick(if annual spends did not exceed 2lacs) I did is close the card just before renewal fee is charged, then wait for a week or so and apply new card so you get welcome voucher for 1k, in net you pay only GST. This trick worked for me and I got new card and starting using it this year
itna bi ni lootna tha
 
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