Thanks, how much time shall I wait from the last card issue (SBI Spar issued in mid-June). Shall I cancel SBI SPar (20K limit, issued in June) or SBI SC (3 lac limit, issued 2 years ago)? I would like atleast 1 lac limit on new card (My CB has 1.8 lac limit which I can reduce to 1 lac since that's the max benefit anyway). I found a good guy for SBI when I applied for my wife's Prime online, he will help with some minor stuff, even he mentioned cancel and reapply. I could cancel both as well but I don't want to be without any SBI card eligible for sale discounts (meaning other than Cashback) before the festive season!