How to reverse Credit Card Payment to source bank?

[Hitman_107]

Hi Community,

Recently my Amazon Pay Card was due with 40000 rupees. So in the night at around 11 i tried doing a Netbanking payment for the same from the amazon pay app. At that time app showed credit card payment successful.

So after some time amazon pay showed credit card payment failed. So the next day morning i again did the payment with my debit card from the paytm app and the payment was successful.
So after 5 days when my netbanking payment amount didnt reverse then i opened the imobile app to check and there it showed 2 successful payments.

So guys how do i get one payment back from icici? since the amount is big 40000 so to spend it again is going to take a lot of time and i kinda need that money for other purpose right now.

Your help regarding this would be appreciated…
@TechnoFino

 

[drakesri]

Call customer care and ask if the excess amount can be returned if ICICI dont have that provision and if you hold SBI card with zero dues you can request ICICI to do balance transfer to SBI, from there you can easily transfer to your bank account.

Alternativly you can do wallet load to paytm or any other ewallet and then get the amount transferred to your bank account, charges may apply.

 

[ashwink]

Alternativly you can do wallet load to paytm or any other ewallet and then get the amount transferred to your bank account, charges may apply.

I don't recommend for this additional charges are too high 😜

 

[Subhankar]

Hi Community,

Recently my Amazon Pay Card was due with 40000 rupees. So in the night at around 11 i tried doing a Netbanking payment for the same from the amazon pay app. At that time app showed credit card payment successful.

So after some time amazon pay showed credit card payment failed. So the next day morning i again did the payment with my debit card from the paytm app and the payment was successful.
So after 5 days when my netbanking payment amount didnt reverse then i opened the imobile app to check and there it showed 2 successful payments.

So guys how do i get one payment back from icici? since the amount is big 40000 so to spend it again is going to take a lot of time and i kinda need that money for other purpose right now.

Your help regarding this would be appreciated…
@TechnoFino

Call ICICI, ask them to refund the amount to your Bank account, send the account details to mail they'll send. It'd take upto 10 working days to reflect the amount to the given account.

 

[Hitman_107]

Okay thanks let me try that will update afterwards with the status

 

[Wealth is my birth right!]

Hi Community,

Recently my Amazon Pay Card was due with 40000 rupees. So in the night at around 11 i tried doing a Netbanking payment for the same from the amazon pay app. At that time app showed credit card payment successful.

So after some time amazon pay showed credit card payment failed. So the next day morning i again did the payment with my debit card from the paytm app and the payment was successful.
So after 5 days when my netbanking payment amount didnt reverse then i opened the imobile app to check and there it showed 2 successful payments.

So guys how do i get one payment back from icici? since the amount is big 40000 so to spend it again is going to take a lot of time and i kinda need that money for other purpose right now.

Your help regarding this would be appreciated…
@TechnoFino

Better way spend it in this month like a prepaid card
No need to go through all pains for refund anyway which will take minimum 15 days

 

[mgforce]

Call ICICI, ask them to refund the amount to your Bank account, send the account details to mail they'll send. It'd take upto 10 working days to reflect the amount to the given account.

This is the best way

ICICI may ask to confirm the source of payment in the first place.

Have done this in past, works well.

 

[starstruck]

@Subhankar @mgforce Is an ICICI bank account needed or can excess refund be done to other bank accounts as well? I am expecting a refund of 2 lakhs in my ICICI credit card.

 

[mgforce]

@Subhankar @mgforce Is an ICICI bank account needed or can excess refund be done to other bank accounts as well? I am expecting a refund of 2 lakhs in my ICICI credit card.

ICICI might ask for confirmation of the payment source. So pls be prepared.

Refund will be sent to source account (can be non ICICI too)

 

[starstruck]

ICICI might ask for confirmation of the payment source. So pls be prepared.

Refund will be sent to source account (can be non ICICI too)

It has to be source account?

 

[sm9811911]

Call ICICI, ask them to refund the amount to your Bank account, send the account details to mail they'll send. It'd take upto 10 working days to reflect the amount to the given account.

Koi tag bacha hai name k aage lagane k liye? Lol

 

[raghu.rokda]

Koi tag bacha hai name k aage lagane k liye? Lol

Unhone saare enterance exam clear kiye hai

 

[D₹V]

Unhone saare enterance exam clear kiye hai

 

[unusedbrain1]

Call customer care and ask if the excess amount can be returned if ICICI dont have that provision and if you hold SBI card with zero dues you can request ICICI to do balance transfer to SBI, from there you can easily transfer to your bank account.

Alternativly you can do wallet load to paytm or any other ewallet and then get the amount transferred to your bank account, charges may apply.

Next time recommend Hdfc payzapp .only 2.8% .paytm 4%

 

[mgforce]

It has to be source account?

I think so, but can try