How To Pay APAY ICICI CC Bill To Get Maximum Cashback

[ihmahetar]

I have APAY ICICI Bank CC And Every Month I Spend 50K Plus Now Currently I am pay bill via Hdfc Millennia Debit Card And Get 400 rs Cashback.

I want to get maximum cashback so I am thinking I pay 16K CC Bill Via Hdfc Millennia Debit Card And Remaining Amount Pay to Other Platform Which Give Me Cashback So Please Give Me Suggest Other Platform.

I have one more option I Upgrade My Hdfc Millennia Debit Card to Hdfc Platinum Debit Card which give max 750 cashback should I upgrade or not ?

Please TF Community Help Me.

 

[proletariat]

Most of the debit cards are not supported on any CC bill payment platform at the moment.

For HDFC Millenia debit card, you can load your amazon pay wallet with Rs. 40,000/- andd then can either pay credit card bills using upi or transfer back to your bank account via UPI. This will earn you 1% i.e. 400 but this takes upto 90 days for the cashback.

If you have SBI account then you can generate a virtual rupay debit card which can then be used to pay credit card bills via PayZapp, SBI Unipay etc. This method fetches you approximately 0.25-0.5% worth of reward points.

I have HDFC plantinum DC , should I upgrade to millenia DC - mainly for cc bill payment.
Also , I can apply for SBI virtual card online to open account..Which do you suggest? Is this still working and sbi DC has any capping ?